Total CFPB complaints
10
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 10 complaints
North Georgia Regional Collection Agency, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about North Georgia Regional Collection Agency, Inc.
- Written notification about debt
Written notification about debt
3 complaints
- Disclosure verification of debt
Disclosure verification of debt
2 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
2 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
A
Grade A · 78.1/100 composite
This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
What do CFPB complaints reveal about North Georgia Regional Collection Agency, Inc.?
North Georgia Regional Collection Agency, Inc. has accumulated 10 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Not given enough info to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by Georgia with 10, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 78.1/100 places North Georgia Regional Collection Agency, Inc. in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
1
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
A
78.1/100 composite
Response-quality profile
How North Georgia Regional Collection Agency, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does North Georgia Regional Collection Agency, Inc. compare to its peers?
North Georgia Regional… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-02 2023-07
Top Consumer Issues
Disclosure verification of debt2 (%)
Written notification about debt3 (%)
Cont'd attempts collect debt not owed1 (%)
Attempts to collect debt not owed1 (%)
Improper contact or sharing of info2 (%)
Communication tactics1 (%)
Most common issue: Disclosure verification of debt — Not given enough info to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Improper contact or sharing of info | Contacted employer after asked not to | 1 |
Where do complaints against North Georgia Regional Collection Agency, Inc. come from?
The states where consumers have filed the most CFPB complaints against North Georgia Regional Collection Agency, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against North Georgia Regional Collection Agency, Inc.
Across 1 states with at least one filing
- Georgia
Georgia
10 complaints
Frequently Asked Questions
What is the most common complaint against North Georgia Regional Collection Agency, Inc.? ▼
The most common issue consumers report about North Georgia Regional Collection Agency, Inc. is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 10 complaints filed with the CFPB.
Are complaints against North Georgia Regional Collection Agency, Inc. increasing or decreasing? ▼
Complaints against North Georgia Regional Collection Agency, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is North Georgia Regional Collection Agency, Inc.'s reputation grade? ▼
North Georgia Regional Collection Agency, Inc. has a reputation grade of A (score: 78.1/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
Does North Georgia Regional Collection Agency, Inc. respond to consumer complaints? ▼
North Georgia Regional Collection Agency, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does North Georgia Regional Collection Agency, Inc. operate? ▼
North Georgia Regional Collection Agency, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Georgia (10 complaints).
What can I do if North Georgia Regional Collection Agency, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If North Georgia Regional Collection Agency, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |