Total CFPB complaints
121
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 121 complaints
NCSPLUS INCORPORATED — Debt Collector Complaint Profile
CFPB complaint profile across 26 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about NCSPLUS INCORPORATED
- Attempts to collect debt not owed
Attempts to collect debt not owed
39 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
24 complaints
- Written notification about debt
Written notification about debt
21 complaints
- False statements or representation 11
False statements or representation
11 complaints
- Disclosure verification of debt 9
Disclosure verification of debt
9 complaints
- Took or threatened to take negative or legal action 7
Took or threatened to take negative or legal action
7 complaints
C
Grade C · 61.5/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about NCSPLUS INCORPORATED?
NCSPLUS INCORPORATED has accumulated 121 total CFPB complaints across 26 states, with 14 filed in the most recent 12 months against 107 historical complaints before that window. The trailing-12-month volume represents 11.6% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 14% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 26 states, led by New York with 24 and Florida with 20, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.5/100 places NCSPLUS INCORPORATED in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
14
11.6% of total history
Stable →
States active
26
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
14%
After company response
Reputation grade
C
61.5/100 composite
Response-quality profile
How NCSPLUS INCORPORATED performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 28.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 46.4%
Share of US states + territories with at least one filed complaint against this collector.
How does NCSPLUS INCORPORATED compare to its peers?
NCSPLUS INCORPORATED National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-07 2026-02
Top Consumer Issues
Attempts to collect debt not owed39 (%)
Cont'd attempts collect debt not owed24 (%)
Written notification about debt21 (%)
False statements or representation11 (%)
Disclosure verification of debt9 (%)
Took or threatened to take negative or legal action7 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 21 |
| Cont'd attempts collect debt not owed | Debt is not mine | 18 |
| Written notification about debt | Didn't receive enough information to verify debt | 16 |
| Attempts to collect debt not owed | Debt was paid | 14 |
| False statements or representation | Attempted to collect wrong amount | 11 |
| Disclosure verification of debt | Not given enough info to verify debt | 9 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 7 |
| Cont'd attempts collect debt not owed | Debt was paid | 6 |
| Written notification about debt | Didn't receive notice of right to dispute | 5 |
| Attempts to collect debt not owed | Debt was result of identity theft | 4 |
Where do complaints against NCSPLUS INCORPORATED come from?
The states where consumers have filed the most CFPB complaints against NCSPLUS INCORPORATED. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against NCSPLUS INCORPORATED
Across 26 states with at least one filing
- New York
New York
24 complaints
- Florida
Florida
20 complaints
- Georgia
Georgia
14 complaints
- California 7
California
7 complaints
- Pennsylvania 7
Pennsylvania
7 complaints
- New Jersey 7
New Jersey
7 complaints
- Illinois 5
Illinois
5 complaints
- Connecticut 3
Connecticut
3 complaints
Frequently Asked Questions
What is the most common complaint against NCSPLUS INCORPORATED? ▼
The most common issue consumers report about NCSPLUS INCORPORATED is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 121 complaints filed with the CFPB.
Are complaints against NCSPLUS INCORPORATED increasing or decreasing? ▼
Complaints against NCSPLUS INCORPORATED have been stable. The company received 14 complaints in the last 12 months.
What is NCSPLUS INCORPORATED's reputation grade? ▼
NCSPLUS INCORPORATED has a reputation grade of C (score: 61.5/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does NCSPLUS INCORPORATED respond to consumer complaints? ▼
NCSPLUS INCORPORATED has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.
In how many states does NCSPLUS INCORPORATED operate? ▼
NCSPLUS INCORPORATED has received CFPB complaints from consumers in 26 states, with the most complaints from New York (24 complaints).
What can I do if NCSPLUS INCORPORATED is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If NCSPLUS INCORPORATED violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |