Total CFPB complaints
7
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 7 complaints
NCMI Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about NCMI Corporation
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
4 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
- False statements or representation 1
False statements or representation
1 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about NCMI Corporation?
NCMI Corporation has accumulated 7 total CFPB complaints across 2 states, with 1 filed in the most recent 12 months against 6 historical complaints before that window. The trailing-12-month volume represents 14.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 57% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Washington with 6 and Oregon with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places NCMI Corporation in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
14.3% of total history
Rising ↑
States active
2
Distinct state filings
Timely response rate
57%
Within CFPB SLA window
Consumer disputes
25%
After company response
Reputation grade
C
59.7/100 composite
Response-quality profile
How NCMI Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 57.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 50.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does NCMI Corporation compare to its peers?
NCMI Corporation National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-03 2025-05
Top Consumer Issues
Cont'd attempts collect debt not owed4 (%)
Took or threatened to take negative or legal action1 (%)
Threatened to contact someone or share information improperly1 (%)
False statements or representation1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against NCMI Corporation come from?
The states where consumers have filed the most CFPB complaints against NCMI Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against NCMI Corporation
Across 2 states with at least one filing
- Washington
Washington
6 complaints
- Oregon 1
Oregon
1 complaints
Frequently Asked Questions
What is the most common complaint against NCMI Corporation? ▼
The most common issue consumers report about NCMI Corporation is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 7 complaints filed with the CFPB.
Are complaints against NCMI Corporation increasing or decreasing? ▼
Complaints against NCMI Corporation are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is NCMI Corporation's reputation grade? ▼
NCMI Corporation has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does NCMI Corporation respond to consumer complaints? ▼
NCMI Corporation has a 57% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.
In how many states does NCMI Corporation operate? ▼
NCMI Corporation has received CFPB complaints from consumers in 2 states, with the most complaints from Washington (6 complaints).
What can I do if NCMI Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If NCMI Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |