This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 219 complaints

Nationwide Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade D.

Complaints by issue type

What consumers report about Nationwide Credit Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 59.1/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Nationwide Credit Corporation ranks ahead of 39% of the 5,283 collectors PlainCollector grades - 61% keep a cleaner CFPB record, on 219 all-time complaints and a 100% timely-response rate.

39th pct
reputation rank of 5,283 graded collectors
219
CFPB complaints, all-time
100%
answered inside the CFPB window
44
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Nationwide Credit Corporation?

Nationwide Credit Corporation has accumulated 219 total CFPB complaints across 26 states, with 44 filed in the most recent 12 months against 175 historical complaints before that window. The trailing-12-month volume represents 20.1% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 18% consumer-dispute-after-response rate.

Complaints have been recorded across 26 states, led by Virginia with 102 and Maryland with 52. Normalized against the full CFPB collector database, the reputation score of 59.1/100 places Nationwide Credit Corporation in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

219

mid-volume (CCDB)

Last 12 months

44

20.1% of all-time complaints

Stable →

States active

26

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

18%

average (vertical avg ~19%)

Reputation grade

D

59.1/100 composite

How does Nationwide Credit Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

59 39th percentile higher than 39% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Nationwide Credit Corporation versus the debt-collection vertical average.

Timely response within SLA 99.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 17.7%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 46.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Nationwide Credit Corporation compare to its peers?

How does Nationwide Credit Corporation compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Nationwide Credit Corp… National average
Complaints (last 12 mo)lower is better
44
100
268
Timely-response ratehigher is better
100%
96%
91%
Consumer-dispute ratelower is better
18%
10%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-10 2019-04

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 61
Written notification about debt - 37
Communication tactics - 34
False statements or representation - 33
Cont'd attempts collect debt not owed - 23
Took or threatened to take negative or legal action - 8
Electronic communications - 7
Taking/threatening an illegal action - 5
Disclosure verification of debt - 4
Improper contact or sharing of info - 4

Where do complaints against Nationwide Credit Corporation come from?

Nationwide Credit Corporation's own per-state count, not a national baseline.

Top states by complaints against Nationwide Credit Corporation

Across 26 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Nationwide Credit Corporation contacts you

A grade of D signals how Nationwide Credit Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Nationwide Credit Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Nationwide Credit Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Nationwide Credit Corporation? ▼

The most common issue consumers report about Nationwide Credit Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 219 complaints filed with the CFPB.

Are complaints against Nationwide Credit Corporation increasing or decreasing? ▼

Complaints against Nationwide Credit Corporation have been stable. The company received 44 complaints in the last 12 months.

What is Nationwide Credit Corporation's reputation grade? ▼

Nationwide Credit Corporation has a reputation grade of D (score: 59.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Nationwide Credit Corporation respond to consumer complaints? ▼

Nationwide Credit Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Nationwide Credit Corporation operate? ▼

Nationwide Credit Corporation has received CFPB complaints from consumers in 26 states, with the most complaints from Virginia (102 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.