This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 79 complaints

National Management Recovery Corp. (NMRC) - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade F.

Complaints by issue type

What consumers report about National Management Recovery Corp. (NMRC)

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 43.6/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: National Management Recovery Corp. (NMRC) ranks ahead of 7% of the 5,283 collectors PlainCollector grades - 93% keep a cleaner CFPB record, on 79 all-time complaints and a 45% timely-response rate.

7th pct
reputation rank of 5,283 graded collectors
79
CFPB complaints, all-time
45%
answered inside the CFPB window
4
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about National Management Recovery Corp. (NMRC)?

National Management Recovery Corp. (NMRC) has accumulated 79 total CFPB complaints across 21 states, with 4 filed in the most recent 12 months against 75 historical complaints before that window. The trailing-12-month volume represents 5.1% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Impersonated attorney, law enforcement, or government official". The company posts a 45% timely-response rate against a 17% consumer-dispute-after-response rate.

Complaints have been recorded across 21 states, led by Texas with 26 and California with 15. Normalized against the full CFPB collector database, the reputation score of 43.6/100 places National Management Recovery Corp. (NMRC) in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

79

low-volume (CCDB)

Last 12 months

4

5.1% of all-time complaints

Falling ↓

States active

21

multi-region footprint

Timely response rate

45%

below sla band

Consumer disputes

17%

average (vertical avg ~19%)

Reputation grade

F

43.6/100 composite

How does National Management Recovery Corp. (NMRC)'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

44 Bottom 7% higher than 7% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

National Management Recovery Corp. (NMRC) versus the debt-collection vertical average.

Timely response within SLA 45.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 16.7%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 37.5%

Share of US states + territories with at least one filed complaint against this collector.

How does National Management Recovery Corp. (NMRC) compare to its peers?

How does National Management Recovery Corp. (NMRC) compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
National Management Re… National average
Complaints (last 12 mo)lower is better
4
39
268
Timely-response ratehigher is better
45%
100%
91%
Consumer-dispute ratelower is better
17%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 27
False statements or representation - 25
Communication tactics - 12
Written notification about debt - 6
Threatened to contact someone or share information improperly - 6
Attempts to collect debt not owed - 1
Disclosure verification of debt - 1
Taking/threatening an illegal action - 1

Where do complaints against National Management Recovery Corp. (NMRC) come from?

National Management Recovery Corp. (NMRC)'s own per-state count, not a national baseline.

Top states by complaints against National Management Recovery Corp. (NMRC)

Across 21 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if National Management Recovery Corp. (NMRC) contacts you

A grade of F signals how National Management Recovery Corp. (NMRC)'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really National Management Recovery Corp. (NMRC) and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how National Management Recovery Corp. (NMRC) ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against National Management Recovery Corp. (NMRC)? ▼

The most common issue consumers report about National Management Recovery Corp. (NMRC) is "Took or threatened to take negative or legal action", specifically "Impersonated attorney, law enforcement, or government official". This is based on 79 complaints filed with the CFPB.

Are complaints against National Management Recovery Corp. (NMRC) increasing or decreasing? ▼

Complaints against National Management Recovery Corp. (NMRC) are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is National Management Recovery Corp. (NMRC)'s reputation grade? ▼

National Management Recovery Corp. (NMRC) has a reputation grade of F (score: 43.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Management Recovery Corp. (NMRC) respond to consumer complaints? ▼

National Management Recovery Corp. (NMRC) has a 45% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does National Management Recovery Corp. (NMRC) operate? ▼

National Management Recovery Corp. (NMRC) has received CFPB complaints from consumers in 21 states, with the most complaints from Texas (26 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.