Total CFPB complaints
41
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 41 complaints
National Healthcare Collections, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about National Healthcare Collections, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
21 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
11 complaints
- Written notification about debt 7
Written notification about debt
7 complaints
- False statements or representation 2
False statements or representation
2 complaints
D
Grade D · 56.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about National Healthcare Collections, LLC?
National Healthcare Collections, LLC has accumulated 41 total CFPB complaints across 13 states, with 20 filed in the most recent 12 months against 21 historical complaints before that window. The trailing-12-month volume represents 48.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by Texas with 9 and Missouri with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.2/100 places National Healthcare Collections, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
20
48.8% of total history
Rising ↑
States active
13
Distinct state filings
Timely response rate
98%
Within CFPB SLA window
Reputation grade
D
56.2/100 composite
Response-quality profile
How National Healthcare Collections, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 97.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does National Healthcare Collections, LLC compare to its peers?
National Healthcare Co… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-10 2026-02
Top Consumer Issues
Attempts to collect debt not owed21 (%)
Took or threatened to take negative or legal action11 (%)
Written notification about debt7 (%)
False statements or representation2 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 16 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 11 |
| Written notification about debt | Didn't receive enough information to verify debt | 7 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
Where do complaints against National Healthcare Collections, LLC come from?
The states where consumers have filed the most CFPB complaints against National Healthcare Collections, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against National Healthcare Collections, LLC
Across 13 states with at least one filing
- Texas
Texas
9 complaints
- Missouri
Missouri
8 complaints
- North Carolina
North Carolina
6 complaints
- Florida
Florida
6 complaints
- Illinois 3
Illinois
3 complaints
- Tennessee 2
Tennessee
2 complaints
- Mississippi 1
Mississippi
1 complaints
- South Carolina 1
South Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against National Healthcare Collections, LLC? ▼
The most common issue consumers report about National Healthcare Collections, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 41 complaints filed with the CFPB.
Are complaints against National Healthcare Collections, LLC increasing or decreasing? ▼
Complaints against National Healthcare Collections, LLC are rising. The company received 20 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is National Healthcare Collections, LLC's reputation grade? ▼
National Healthcare Collections, LLC has a reputation grade of D (score: 56.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does National Healthcare Collections, LLC respond to consumer complaints? ▼
National Healthcare Collections, LLC has a 98% timely response rate to CFPB complaints.
In how many states does National Healthcare Collections, LLC operate? ▼
National Healthcare Collections, LLC has received CFPB complaints from consumers in 13 states, with the most complaints from Texas (9 complaints).
What can I do if National Healthcare Collections, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If National Healthcare Collections, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |