This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 760 complaints

National Enterprise Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 50 states, reputation grade D.

Complaints by issue type

What consumers report about National Enterprise Systems, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: National Enterprise Systems, Inc. ranks ahead of 32% of the 5,283 collectors PlainCollector grades - 68% keep a cleaner CFPB record, on 760 all-time complaints and a 100% timely-response rate.

32nd pct
reputation rank of 5,283 graded collectors
760
CFPB complaints, all-time
100%
answered inside the CFPB window
71
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about National Enterprise Systems, Inc.?

National Enterprise Systems, Inc. has accumulated 760 total CFPB complaints across 50 states, with 71 filed in the most recent 12 months against 689 historical complaints before that window. The trailing-12-month volume represents 9.3% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Frequent or repeated calls". The company posts a 100% timely-response rate against a 17% consumer-dispute-after-response rate.

Complaints have been recorded across 50 states, led by Florida with 83 and California with 72. Normalized against the full CFPB collector database, the reputation score of 57.0/100 places National Enterprise Systems, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

760

mid-volume (CCDB)

Last 12 months

71

9.3% of all-time complaints

Falling ↓

States active

50

nationwide footprint

Timely response rate

100%

excellent band

Consumer disputes

17%

average (vertical avg ~19%)

Reputation grade

D

57.0/100 composite

How does National Enterprise Systems, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 32nd percentile higher than 32% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

National Enterprise Systems, Inc. versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 17.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 89.3%

Share of US states + territories with at least one filed complaint against this collector.

How does National Enterprise Systems, Inc. compare to its peers?

How does National Enterprise Systems, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
National Enterprise Sy… National average
Complaints (last 12 mo)lower is better
71
170
268
Timely-response ratehigher is better
100%
87%
91%
Consumer-dispute ratelower is better
17%
22%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 188
Communication tactics - 187
Written notification about debt - 93
Cont'd attempts collect debt not owed - 75
False statements or representation - 70
Improper contact or sharing of info - 43
Disclosure verification of debt - 32
Threatened to contact someone or share information improperly - 32
Took or threatened to take negative or legal action - 27
Electronic communications - 7

Where do complaints against National Enterprise Systems, Inc. come from?

National Enterprise Systems, Inc.'s own per-state count, not a national baseline.

Top states by complaints against National Enterprise Systems, Inc.

Across 50 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if National Enterprise Systems, Inc. contacts you

A grade of D signals how National Enterprise Systems, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really National Enterprise Systems, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how National Enterprise Systems, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against National Enterprise Systems, Inc.? ▼

The most common issue consumers report about National Enterprise Systems, Inc. is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 760 complaints filed with the CFPB.

Are complaints against National Enterprise Systems, Inc. increasing or decreasing? ▼

Complaints against National Enterprise Systems, Inc. are falling. The company received 71 complaints in the last 12 months, showing improvement over prior periods.

What is National Enterprise Systems, Inc.'s reputation grade? ▼

National Enterprise Systems, Inc. has a reputation grade of D (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Enterprise Systems, Inc. respond to consumer complaints? ▼

National Enterprise Systems, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does National Enterprise Systems, Inc. operate? ▼

National Enterprise Systems, Inc. has received CFPB complaints from consumers in 50 states, with the most complaints from Florida (83 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.