This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 50 complaints

National Debt Relief LLC - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade F.

Complaints by issue type

What consumers report about National Debt Relief LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 45.3/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: National Debt Relief LLC ranks ahead of 8% of the 5,283 collectors PlainCollector grades - 92% keep a cleaner CFPB record, on 50 all-time complaints and a 85% timely-response rate.

8th pct
reputation rank of 5,283 graded collectors
50
CFPB complaints, all-time
85%
answered inside the CFPB window
25
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about National Debt Relief LLC?

National Debt Relief LLC has accumulated 50 total CFPB complaints across 25 states, with 25 filed in the most recent 12 months against 25 historical complaints before that window. The trailing-12-month volume represents 50.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "False statements or representation". The company posts a 85% timely-response rate.

Complaints have been recorded across 25 states, led by Florida with 8 and California with 4. Normalized against the full CFPB collector database, the reputation score of 45.3/100 places National Debt Relief LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

50

low-volume (CCDB)

Last 12 months

25

50.0% of all-time complaints

Rising ↑

States active

25

multi-region footprint

Timely response rate

85%

acceptable band

Reputation grade

F

45.3/100 composite

How does National Debt Relief LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

45 Bottom 8% higher than 8% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

National Debt Relief LLC versus the debt-collection vertical average.

Timely response within SLA 85.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 44.6%

Share of US states + territories with at least one filed complaint against this collector.

How does National Debt Relief LLC compare to its peers?

How does NATIONAL DEBT RELIEF LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
NATIONAL DEBT RELIEF L… National average
Complaints (last 12 mo)lower is better
25
0
268
Timely-response ratehigher is better
85%
94%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-07 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation - 18
Attempts to collect debt not owed - 10
Communication tactics - 10
Took or threatened to take negative or legal action - 8
Electronic communications - 3
Threatened to contact someone or share information improperly - 1

Where do complaints against National Debt Relief LLC come from?

National Debt Relief LLC's own per-state count, not a national baseline.

Top states by complaints against National Debt Relief LLC

Across 25 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if National Debt Relief LLC contacts you

A grade of F signals how National Debt Relief LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really National Debt Relief LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how National Debt Relief LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against National Debt Relief LLC? ▼

The most common issue consumers report about National Debt Relief LLC is "False statements or representation". This is based on 50 complaints filed with the CFPB.

Are complaints against National Debt Relief LLC increasing or decreasing? ▼

Complaints against National Debt Relief LLC are rising. The company received 25 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is National Debt Relief LLC's reputation grade? ▼

National Debt Relief LLC has a reputation grade of F (score: 45.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Debt Relief LLC respond to consumer complaints? ▼

National Debt Relief LLC has a 85% timely response rate to CFPB complaints.

In how many states does National Debt Relief LLC operate? ▼

National Debt Relief LLC has received CFPB complaints from consumers in 25 states, with the most complaints from Florida (8 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.