Total CFPB complaints
10
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 10 complaints
National Creditors Connection, Inc — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about National Creditors Connection, Inc
- Written notification about debt
Written notification about debt
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- False statements or representation 1
False statements or representation
1 complaints
A
Grade A · 78.6/100 composite
This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
What do CFPB complaints reveal about National Creditors Connection, Inc?
National Creditors Connection, Inc has accumulated 10 total CFPB complaints across 8 states, with 0 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by Texas with 2 and Connecticut with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 78.6/100 places National Creditors Connection, Inc in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
8
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
A
78.6/100 composite
Response-quality profile
How National Creditors Connection, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does National Creditors Connection, Inc compare to its peers?
National Creditors Con… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-06 2021-08
Top Consumer Issues
Written notification about debt3 (%)
Took or threatened to take negative or legal action1 (%)
Attempts to collect debt not owed2 (%)
Communication tactics1 (%)
Cont'd attempts collect debt not owed1 (%)
False statements or representation1 (%)
Disclosure verification of debt1 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| False statements or representation | Told you not to respond to a lawsuit they filed against you | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
Where do complaints against National Creditors Connection, Inc come from?
The states where consumers have filed the most CFPB complaints against National Creditors Connection, Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against National Creditors Connection, Inc
Across 8 states with at least one filing
- Texas
Texas
2 complaints
- Connecticut
Connecticut
2 complaints
- Florida
Florida
1 complaints
- Arizona
Arizona
1 complaints
- Pennsylvania
Pennsylvania
1 complaints
- Mississippi
Mississippi
1 complaints
- Iowa
Iowa
1 complaints
- Georgia
Georgia
1 complaints
Frequently Asked Questions
What is the most common complaint against National Creditors Connection, Inc? ▼
The most common issue consumers report about National Creditors Connection, Inc is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 10 complaints filed with the CFPB.
Are complaints against National Creditors Connection, Inc increasing or decreasing? ▼
Complaints against National Creditors Connection, Inc have been stable. The company received 0 complaints in the last 12 months.
What is National Creditors Connection, Inc's reputation grade? ▼
National Creditors Connection, Inc has a reputation grade of A (score: 78.6/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
Does National Creditors Connection, Inc respond to consumer complaints? ▼
National Creditors Connection, Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does National Creditors Connection, Inc operate? ▼
National Creditors Connection, Inc has received CFPB complaints from consumers in 8 states, with the most complaints from Texas (2 complaints).
What can I do if National Creditors Connection, Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If National Creditors Connection, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |