This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 85 complaints

NAM National Arbitration and Mediation - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade F.

Complaints by issue type

What consumers report about NAM National Arbitration and Mediation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 33.7/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: NAM National Arbitration and Mediation ranks ahead of 1% of the 5,283 collectors PlainCollector grades - 99% keep a cleaner CFPB record, on 85 all-time complaints and a 8% timely-response rate.

1st pct
reputation rank of 5,283 graded collectors
85
CFPB complaints, all-time
8%
answered inside the CFPB window
2
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about NAM National Arbitration and Mediation?

NAM National Arbitration and Mediation has accumulated 85 total CFPB complaints across 35 states, with 2 filed in the most recent 12 months against 83 historical complaints before that window. The trailing-12-month volume represents 2.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt". The company posts a 8% timely-response rate against a 3% consumer-dispute-after-response rate.

Complaints have been recorded across 35 states, led by Texas with 20 and Arizona with 5. Normalized against the full CFPB collector database, the reputation score of 33.7/100 places NAM National Arbitration and Mediation in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

85

low-volume (CCDB)

Last 12 months

2

2.4% of all-time complaints

Falling ↓

States active

35

multi-region footprint

Timely response rate

8%

below sla band

Consumer disputes

3%

low (vertical avg ~19%)

Reputation grade

F

33.7/100 composite

How does NAM National Arbitration and Mediation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

34 Bottom 1% higher than 1% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). This entry sits in this band. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

NAM National Arbitration and Mediation versus the debt-collection vertical average.

Timely response within SLA 8.2%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 2.9%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 62.5%

Share of US states + territories with at least one filed complaint against this collector.

How does NAM National Arbitration and Mediation compare to its peers?

How does NAM National Arbitration and Mediation compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
NAM National Arbitrati… National average
Complaints (last 12 mo)lower is better
2
0
268
Timely-response ratehigher is better
8%
100%
91%
Consumer-dispute ratelower is better
3%
28%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-10 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 24
Attempts to collect debt not owed - 16
Taking/threatening an illegal action - 12
Communication tactics - 9
False statements or representation - 7
Cont'd attempts collect debt not owed - 6
Written notification about debt - 3
Disclosure verification of debt - 3
Improper contact or sharing of info - 3
Threatened to contact someone or share information improperly - 2

Where do complaints against NAM National Arbitration and Mediation come from?

NAM National Arbitration and Mediation's own per-state count, not a national baseline.

Top states by complaints against NAM National Arbitration and Mediation

Across 35 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if NAM National Arbitration and Mediation contacts you

A grade of F signals how NAM National Arbitration and Mediation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really NAM National Arbitration and Mediation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how NAM National Arbitration and Mediation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against NAM National Arbitration and Mediation? ▼

The most common issue consumers report about NAM National Arbitration and Mediation is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 85 complaints filed with the CFPB.

Are complaints against NAM National Arbitration and Mediation increasing or decreasing? ▼

Complaints against NAM National Arbitration and Mediation are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is NAM National Arbitration and Mediation's reputation grade? ▼

NAM National Arbitration and Mediation has a reputation grade of F (score: 33.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does NAM National Arbitration and Mediation respond to consumer complaints? ▼

NAM National Arbitration and Mediation has a 8% timely response rate to CFPB complaints. Consumers disputed the company's response in 3% of cases.

In how many states does NAM National Arbitration and Mediation operate? ▼

NAM National Arbitration and Mediation has received CFPB complaints from consumers in 35 states, with the most complaints from Texas (20 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.