This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

Mountain West Financial, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Mountain West Financial, LLC

complaints
Source CFPB Consumer Complaint Database
A

Grade A · 80.3/100 composite

This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

What do CFPB complaints reveal about Mountain West Financial, LLC?

Mountain West Financial, LLC has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by California with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 80.3/100 places Mountain West Financial, LLC in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Reputation grade

A

80.3/100 composite

Response-quality profile

How Mountain West Financial, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Mountain West Financial, LLC compare to its peers?

How does Mountain West Financial, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Mountain West Financia… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2021-07 2021-07

Top Consumer Issues

Attempts to collect debt not owed1 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 1

Where do complaints against Mountain West Financial, LLC come from?

The states where consumers have filed the most CFPB complaints against Mountain West Financial, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Mountain West Financial, LLC

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Mountain West Financial, LLC?

The most common issue consumers report about Mountain West Financial, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1 complaints filed with the CFPB.

Are complaints against Mountain West Financial, LLC increasing or decreasing?

Complaints against Mountain West Financial, LLC have been stable. The company received 0 complaints in the last 12 months.

What is Mountain West Financial, LLC's reputation grade?

Mountain West Financial, LLC has a reputation grade of A (score: 80.3/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

Does Mountain West Financial, LLC respond to consumer complaints?

Mountain West Financial, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Mountain West Financial, LLC operate?

Mountain West Financial, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from California (1 complaints).

What can I do if Mountain West Financial, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Mountain West Financial, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial