Total CFPB complaints
18
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 18 complaints
Morgan & Associates, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Morgan & Associates, P.C.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
6 complaints
- Written notification about debt
Written notification about debt
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
B
Grade B · 66.4/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Morgan & Associates, P.C.?
Morgan & Associates, P.C. has accumulated 18 total CFPB complaints across 5 states, with 1 filed in the most recent 12 months against 17 historical complaints before that window. The trailing-12-month volume represents 5.6% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 33% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Oklahoma with 7 and Texas with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 66.4/100 places Morgan & Associates, P.C. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
5.6% of total history
Falling ↓
States active
5
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
33%
After company response
Reputation grade
B
66.4/100 composite
Response-quality profile
How Morgan & Associates, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 66.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Morgan & Associates, P.C. compare to its peers?
Morgan & Associates, P… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-08 2025-11
Top Consumer Issues
Took or threatened to take negative or legal action6 (%)
Written notification about debt3 (%)
Attempts to collect debt not owed3 (%)
False statements or representation2 (%)
Cont'd attempts collect debt not owed1 (%)
Communication tactics1 (%)
Most common issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 1 |
| False statements or representation | Impersonated an attorney or official | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against Morgan & Associates, P.C. come from?
The states where consumers have filed the most CFPB complaints against Morgan & Associates, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Morgan & Associates, P.C.
Across 5 states with at least one filing
- Oklahoma
Oklahoma
7 complaints
- Texas
Texas
5 complaints
- Missouri
Missouri
3 complaints
- New Mexico 2
New Mexico
2 complaints
- Kansas 1
Kansas
1 complaints
Frequently Asked Questions
What is the most common complaint against Morgan & Associates, P.C.? ▼
The most common issue consumers report about Morgan & Associates, P.C. is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 18 complaints filed with the CFPB.
Are complaints against Morgan & Associates, P.C. increasing or decreasing? ▼
Complaints against Morgan & Associates, P.C. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.
What is Morgan & Associates, P.C.'s reputation grade? ▼
Morgan & Associates, P.C. has a reputation grade of B (score: 66.4/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Morgan & Associates, P.C. respond to consumer complaints? ▼
Morgan & Associates, P.C. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.
In how many states does Morgan & Associates, P.C. operate? ▼
Morgan & Associates, P.C. has received CFPB complaints from consumers in 5 states, with the most complaints from Oklahoma (7 complaints).
What can I do if Morgan & Associates, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Morgan & Associates, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |