Total CFPB complaints
6
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 6 complaints
Modoc Tribe Financial Services Authority — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Modoc Tribe Financial Services Authority
- Communication tactics
Communication tactics
3 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
B
Grade B · 69.0/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Modoc Tribe Financial Services Authority?
Modoc Tribe Financial Services Authority has accumulated 6 total CFPB complaints across 4 states, with 0 filed in the most recent 12 months against 6 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Contacted you after you asked them to stop", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Texas with 2 and North Carolina with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 69.0/100 places Modoc Tribe Financial Services Authority in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
4
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
69.0/100 composite
Response-quality profile
How Modoc Tribe Financial Services Authority performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Modoc Tribe Financial Services Authority compare to its peers?
Modoc Tribe Financial … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-07 2023-09
Top Consumer Issues
Threatened to contact someone or share information improperly2 (%)
Communication tactics3 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Threatened to contact someone or share information improperly — Contacted you after you asked them to stop
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Contacted you after you asked them to stop | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 2 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Communication tactics | Called before 8am or after 9pm | 1 |
Where do complaints against Modoc Tribe Financial Services Authority come from?
The states where consumers have filed the most CFPB complaints against Modoc Tribe Financial Services Authority. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Modoc Tribe Financial Services Authority
Across 4 states with at least one filing
- Texas
Texas
2 complaints
- North Carolina
North Carolina
2 complaints
- Louisiana
Louisiana
1 complaints
- Florida
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against Modoc Tribe Financial Services Authority? ▼
The most common issue consumers report about Modoc Tribe Financial Services Authority is "Threatened to contact someone or share information improperly", specifically "Contacted you after you asked them to stop". This is based on 6 complaints filed with the CFPB.
Are complaints against Modoc Tribe Financial Services Authority increasing or decreasing? ▼
Complaints against Modoc Tribe Financial Services Authority have been stable. The company received 0 complaints in the last 12 months.
What is Modoc Tribe Financial Services Authority's reputation grade? ▼
Modoc Tribe Financial Services Authority has a reputation grade of B (score: 69.0/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Modoc Tribe Financial Services Authority respond to consumer complaints? ▼
Modoc Tribe Financial Services Authority has a 100% timely response rate to CFPB complaints.
In how many states does Modoc Tribe Financial Services Authority operate? ▼
Modoc Tribe Financial Services Authority has received CFPB complaints from consumers in 4 states, with the most complaints from Texas (2 complaints).
What can I do if Modoc Tribe Financial Services Authority is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Modoc Tribe Financial Services Authority violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |