Total CFPB complaints
240
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 240 complaints
Mobiloans, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 29 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Mobiloans, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
61 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
41 complaints
- Communication tactics
Communication tactics
29 complaints
- Written notification about debt
Written notification about debt
29 complaints
- False statements or representation 12
False statements or representation
12 complaints
- Threatened to contact someone or share information improperly 8
Threatened to contact someone or share information improperly
8 complaints
F
Grade F · 28.3/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Mobiloans, LLC?
Mobiloans, LLC has accumulated 240 total CFPB complaints across 29 states, with 84 filed in the most recent 12 months against 156 historical complaints before that window. The trailing-12-month volume represents 35.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 29 states, led by California with 54 and Florida with 50, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 28.3/100 places Mobiloans, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
84
35.0% of total history
Rising ↑
States active
29
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
28.3/100 composite
Response-quality profile
How Mobiloans, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 51.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Mobiloans, LLC compare to its peers?
Mobiloans, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-04 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action41 (%)
Attempts to collect debt not owed61 (%)
Communication tactics29 (%)
Written notification about debt29 (%)
False statements or representation12 (%)
Threatened to contact someone or share information improperly8 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 41 |
| Attempts to collect debt not owed | Debt is not yours | 37 |
| Communication tactics | Frequent or repeated calls | 29 |
| Attempts to collect debt not owed | Debt was result of identity theft | 17 |
| Written notification about debt | Didn't receive enough information to verify debt | 15 |
| False statements or representation | Attempted to collect wrong amount | 12 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 8 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 8 |
| Attempts to collect debt not owed | Debt was paid | 7 |
| Written notification about debt | Didn't receive notice of right to dispute | 6 |
Where do complaints against Mobiloans, LLC come from?
The states where consumers have filed the most CFPB complaints against Mobiloans, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Mobiloans, LLC
Across 29 states with at least one filing
- California
California
54 complaints
- Florida
Florida
50 complaints
- Texas
Texas
32 complaints
- Tennessee 12
Tennessee
12 complaints
- Michigan 10
Michigan
10 complaints
- Ohio 9
Ohio
9 complaints
- Indiana 9
Indiana
9 complaints
- Nevada 8
Nevada
8 complaints
Frequently Asked Questions
What is the most common complaint against Mobiloans, LLC? ▼
The most common issue consumers report about Mobiloans, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 240 complaints filed with the CFPB.
Are complaints against Mobiloans, LLC increasing or decreasing? ▼
Complaints against Mobiloans, LLC are rising. The company received 84 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Mobiloans, LLC's reputation grade? ▼
Mobiloans, LLC has a reputation grade of F (score: 28.3/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Mobiloans, LLC respond to consumer complaints? ▼
Mobiloans, LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Mobiloans, LLC operate? ▼
Mobiloans, LLC has received CFPB complaints from consumers in 29 states, with the most complaints from California (54 complaints).
What can I do if Mobiloans, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Mobiloans, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |