This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 263 complaints

Mobiloans, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade F.

Complaints by issue type

What consumers report about Mobiloans, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 28.3/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Mobiloans, LLC ranks ahead of 0% of the 5,283 collectors PlainCollector grades - 100% keep a cleaner CFPB record, on 263 all-time complaints and a 0% timely-response rate.

0th pct
reputation rank of 5,283 graded collectors
263
CFPB complaints, all-time
0%
answered inside the CFPB window
98
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Mobiloans, LLC?

Mobiloans, LLC has accumulated 263 total CFPB complaints across 30 states, with 98 filed in the most recent 12 months against 165 historical complaints before that window. The trailing-12-month volume represents 37.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 30 states, led by California with 66 and Florida with 53. Normalized against the full CFPB collector database, the reputation score of 28.3/100 places Mobiloans, LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

263

mid-volume (CCDB)

Last 12 months

98

37.3% of all-time complaints

Rising ↑

States active

30

multi-region footprint

Timely response rate

0%

below sla band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

F

28.3/100 composite

How does Mobiloans, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

28 Bottom 1% higher than 0% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). This entry sits in this band. 30–40: 160 graded collectors (3%). Above this entry. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Mobiloans, LLC versus the debt-collection vertical average.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 53.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Mobiloans, LLC compare to its peers?

How does Mobiloans, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Mobiloans, LLC National average
Complaints (last 12 mo)lower is better
98
19
268
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
11%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 70
Attempts to collect debt not owed - 65
Communication tactics - 45
Written notification about debt - 31
False statements or representation - 14
Threatened to contact someone or share information improperly - 11
Cont'd attempts collect debt not owed - 9
Disclosure verification of debt - 9
Improper contact or sharing of info - 5
Taking/threatening an illegal action - 4

Where do complaints against Mobiloans, LLC come from?

Mobiloans, LLC's own per-state count, not a national baseline.

Top states by complaints against Mobiloans, LLC

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Mobiloans, LLC contacts you

A grade of F signals how Mobiloans, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Mobiloans, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Mobiloans, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Mobiloans, LLC? ▼

The most common issue consumers report about Mobiloans, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 263 complaints filed with the CFPB.

Are complaints against Mobiloans, LLC increasing or decreasing? ▼

Complaints against Mobiloans, LLC are rising. The company received 98 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mobiloans, LLC's reputation grade? ▼

Mobiloans, LLC has a reputation grade of F (score: 28.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mobiloans, LLC respond to consumer complaints? ▼

Mobiloans, LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Mobiloans, LLC operate? ▼

Mobiloans, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from California (66 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.