This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 106 complaints

Mnet Financial Inc - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade C.

Complaints by issue type

What consumers report about Mnet Financial Inc

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 59.7/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Mnet Financial Inc ranks ahead of 41% of the 5,283 collectors PlainCollector grades - 59% keep a cleaner CFPB record, on 106 all-time complaints and a 99% timely-response rate.

41st pct
reputation rank of 5,283 graded collectors
106
CFPB complaints, all-time
99%
answered inside the CFPB window
19
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Mnet Financial Inc?

Mnet Financial Inc has accumulated 106 total CFPB complaints across 26 states, with 19 filed in the most recent 12 months against 87 historical complaints before that window. The trailing-12-month volume represents 17.9% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 99% timely-response rate against a 23% consumer-dispute-after-response rate.

Complaints have been recorded across 26 states, led by Texas with 37 and Florida with 13. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places Mnet Financial Inc in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

106

mid-volume (CCDB)

Last 12 months

19

17.9% of all-time complaints

Stable →

States active

26

multi-region footprint

Timely response rate

99%

excellent band

Consumer disputes

23%

elevated (vertical avg ~19%)

Reputation grade

C

59.7/100 composite

How does Mnet Financial Inc's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 41st percentile higher than 41% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Mnet Financial Inc versus the debt-collection vertical average.

Timely response within SLA 99.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 23.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 46.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Mnet Financial Inc compare to its peers?

How does Mnet Financial Inc compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Mnet Financial Inc National average
Complaints (last 12 mo)lower is better
19
43
268
Timely-response ratehigher is better
99%
91%
91%
Consumer-dispute ratelower is better
23%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-10 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 30
Written notification about debt - 18
False statements or representation - 15
Cont'd attempts collect debt not owed - 15
Communication tactics - 14
Disclosure verification of debt - 8
Took or threatened to take negative or legal action - 3
Electronic communications - 2
Improper contact or sharing of info - 1

Where do complaints against Mnet Financial Inc come from?

Mnet Financial Inc's own per-state count, not a national baseline.

Top states by complaints against Mnet Financial Inc

Across 26 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Mnet Financial Inc contacts you

A grade of C signals how Mnet Financial Inc's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Mnet Financial Inc and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Mnet Financial Inc ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Mnet Financial Inc? ▼

The most common issue consumers report about Mnet Financial Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 106 complaints filed with the CFPB.

Are complaints against Mnet Financial Inc increasing or decreasing? ▼

Complaints against Mnet Financial Inc have been stable. The company received 19 complaints in the last 12 months.

What is Mnet Financial Inc's reputation grade? ▼

Mnet Financial Inc has a reputation grade of C (score: 59.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mnet Financial Inc respond to consumer complaints? ▼

Mnet Financial Inc has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.

In how many states does Mnet Financial Inc operate? ▼

Mnet Financial Inc has received CFPB complaints from consumers in 26 states, with the most complaints from Texas (37 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.