Total CFPB complaints
32
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 32 complaints
Mitchell Rubenstein & Associates, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Mitchell Rubenstein & Associates, P.C.
- Disclosure verification of debt
Disclosure verification of debt
6 complaints
- False statements or representation
False statements or representation
5 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
5 complaints
- Communication tactics
Communication tactics
3 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
C
Grade C · 60.0/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Mitchell Rubenstein & Associates, P.C.?
Mitchell Rubenstein & Associates, P.C. has accumulated 32 total CFPB complaints across 4 states, with 0 filed in the most recent 12 months against 32 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Not given enough info to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 91% timely-response rate against a 30% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Virginia with 18 and Maryland with 9, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.0/100 places Mitchell Rubenstein & Associates, P.C. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
4
Distinct state filings
Timely response rate
91%
Within CFPB SLA window
Consumer disputes
30%
After company response
Reputation grade
C
60.0/100 composite
Response-quality profile
How Mitchell Rubenstein & Associates, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 90.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 60.9%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Mitchell Rubenstein & Associates, P.C. compare to its peers?
Mitchell Rubenstein & … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-07 2020-01
Top Consumer Issues
Disclosure verification of debt6 (%)
False statements or representation5 (%)
Cont'd attempts collect debt not owed5 (%)
Communication tactics3 (%)
Took or threatened to take negative or legal action2 (%)
Taking/threatening an illegal action1 (%)
Most common issue: Disclosure verification of debt — Not given enough info to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| False statements or representation | Attempted to collect wrong amount | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Communication tactics | Threatened to take legal action | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| Taking/threatening an illegal action | Attempted to/Collected exempt funds | 1 |
| False statements or representation | Indicated shouldn't respond to lawsuit | 1 |
Where do complaints against Mitchell Rubenstein & Associates, P.C. come from?
The states where consumers have filed the most CFPB complaints against Mitchell Rubenstein & Associates, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Mitchell Rubenstein & Associates, P.C.
Across 4 states with at least one filing
- Virginia
Virginia
18 complaints
- Maryland
Maryland
9 complaints
- District of Columbia 4
District of Columbia
4 complaints
- Texas 1
Texas
1 complaints
Frequently Asked Questions
What is the most common complaint against Mitchell Rubenstein & Associates, P.C.? ▼
The most common issue consumers report about Mitchell Rubenstein & Associates, P.C. is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 32 complaints filed with the CFPB.
Are complaints against Mitchell Rubenstein & Associates, P.C. increasing or decreasing? ▼
Complaints against Mitchell Rubenstein & Associates, P.C. have been stable. The company received 0 complaints in the last 12 months.
What is Mitchell Rubenstein & Associates, P.C.'s reputation grade? ▼
Mitchell Rubenstein & Associates, P.C. has a reputation grade of C (score: 60.0/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Mitchell Rubenstein & Associates, P.C. respond to consumer complaints? ▼
Mitchell Rubenstein & Associates, P.C. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.
In how many states does Mitchell Rubenstein & Associates, P.C. operate? ▼
Mitchell Rubenstein & Associates, P.C. has received CFPB complaints from consumers in 4 states, with the most complaints from Virginia (18 complaints).
What can I do if Mitchell Rubenstein & Associates, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Mitchell Rubenstein & Associates, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |