Total CFPB complaints
9
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 9 complaints
Millsap & Singer, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Millsap & Singer, LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
6 complaints
- Communication tactics 1
Communication tactics
1 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
- Confusing or misleading advertising or marketing 1
Confusing or misleading advertising or marketing
1 complaints
C
Grade C · 62.5/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Millsap & Singer, LLC?
Millsap & Singer, LLC has accumulated 9 total CFPB complaints across 3 states, with 1 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 11.1% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Seized or attempted to seize your property", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 89% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Missouri with 7 and Texas with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.5/100 places Millsap & Singer, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
11.1% of total history
Stable →
States active
3
Distinct state filings
Timely response rate
89%
Within CFPB SLA window
Reputation grade
C
62.5/100 composite
Response-quality profile
How Millsap & Singer, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 88.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Millsap & Singer, LLC compare to its peers?
Millsap & Singer, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-12 2025-08
Top Consumer Issues
Took or threatened to take negative or legal action6 (%)
Communication tactics1 (%)
Written notification about debt1 (%)
Confusing or misleading advertising or marketing1 (%)
Most common issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 6 |
| Communication tactics | Frequent or repeated calls | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Confusing or misleading advertising or marketing | — | 1 |
Where do complaints against Millsap & Singer, LLC come from?
The states where consumers have filed the most CFPB complaints against Millsap & Singer, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Millsap & Singer, LLC
Across 3 states with at least one filing
- Missouri
Missouri
7 complaints
- Texas 1
Texas
1 complaints
- Kansas 1
Kansas
1 complaints
Frequently Asked Questions
What is the most common complaint against Millsap & Singer, LLC? ▼
The most common issue consumers report about Millsap & Singer, LLC is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 9 complaints filed with the CFPB.
Are complaints against Millsap & Singer, LLC increasing or decreasing? ▼
Complaints against Millsap & Singer, LLC have been stable. The company received 1 complaints in the last 12 months.
What is Millsap & Singer, LLC's reputation grade? ▼
Millsap & Singer, LLC has a reputation grade of C (score: 62.5/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Millsap & Singer, LLC respond to consumer complaints? ▼
Millsap & Singer, LLC has a 89% timely response rate to CFPB complaints.
In how many states does Millsap & Singer, LLC operate? ▼
Millsap & Singer, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Missouri (7 complaints).
What can I do if Millsap & Singer, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Millsap & Singer, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |