Total CFPB complaints
85
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 85 complaints
Miller, Stark, Klein and Associates — Debt Collector Complaint Profile
CFPB complaint profile across 32 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Miller, Stark, Klein and Associates
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
18 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
16 complaints
- Communication tactics
Communication tactics
14 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
10 complaints
- Disclosure verification of debt 3
Disclosure verification of debt
3 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
C
Grade C · 59.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Miller, Stark, Klein and Associates?
Miller, Stark, Klein and Associates has accumulated 85 total CFPB complaints across 32 states, with 0 filed in the most recent 12 months against 85 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 28% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 32 states, led by Georgia with 9 and California with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.6/100 places Miller, Stark, Klein and Associates in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
32
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
28%
After company response
Reputation grade
C
59.6/100 composite
Response-quality profile
How Miller, Stark, Klein and Associates performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 55.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 57.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Miller, Stark, Klein and Associates compare to its peers?
Miller, Stark, Klein a… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-06 2020-03
Top Consumer Issues
Took or threatened to take negative or legal action18 (%)
Communication tactics14 (%)
Attempts to collect debt not owed16 (%)
Cont'd attempts collect debt not owed10 (%)
Disclosure verification of debt3 (%)
Written notification about debt3 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 14 |
| Communication tactics | Frequent or repeated calls | 10 |
| Attempts to collect debt not owed | Debt is not yours | 8 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Cont'd attempts collect debt not owed | Debt is not mine | 6 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 4 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 4 |
| Disclosure verification of debt | Not given enough info to verify debt | 3 |
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
Where do complaints against Miller, Stark, Klein and Associates come from?
The states where consumers have filed the most CFPB complaints against Miller, Stark, Klein and Associates. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Miller, Stark, Klein and Associates
Across 32 states with at least one filing
- Georgia
Georgia
9 complaints
- California
California
8 complaints
- Texas
Texas
8 complaints
- New York
New York
7 complaints
- Florida
Florida
6 complaints
- Ohio
Ohio
6 complaints
- Michigan
Michigan
5 complaints
- Arizona
Arizona
5 complaints
Frequently Asked Questions
What is the most common complaint against Miller, Stark, Klein and Associates? ▼
The most common issue consumers report about Miller, Stark, Klein and Associates is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 85 complaints filed with the CFPB.
Are complaints against Miller, Stark, Klein and Associates increasing or decreasing? ▼
Complaints against Miller, Stark, Klein and Associates have been stable. The company received 0 complaints in the last 12 months.
What is Miller, Stark, Klein and Associates's reputation grade? ▼
Miller, Stark, Klein and Associates has a reputation grade of C (score: 59.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Miller, Stark, Klein and Associates respond to consumer complaints? ▼
Miller, Stark, Klein and Associates has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.
In how many states does Miller, Stark, Klein and Associates operate? ▼
Miller, Stark, Klein and Associates has received CFPB complaints from consumers in 32 states, with the most complaints from Georgia (9 complaints).
What can I do if Miller, Stark, Klein and Associates is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Miller, Stark, Klein and Associates violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |