Total CFPB complaints
28
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 28 complaints
Miller Davis & Peoples — Debt Collector Complaint Profile
CFPB complaint profile across 15 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Miller Davis & Peoples
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
9 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
4 complaints
- Communication tactics
Communication tactics
4 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
- Attempts to collect debt not owed 2
Attempts to collect debt not owed
2 complaints
- False statements or representation 2
False statements or representation
2 complaints
C
Grade C · 61.8/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Miller Davis & Peoples?
Miller Davis & Peoples has accumulated 28 total CFPB complaints across 15 states, with 6 filed in the most recent 12 months against 22 historical complaints before that window. The trailing-12-month volume represents 21.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 79% timely-response rate against a 9% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 15 states, led by California with 4 and Florida with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.8/100 places Miller Davis & Peoples in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
6
21.4% of total history
Rising ↑
States active
15
Distinct state filings
Timely response rate
79%
Within CFPB SLA window
Consumer disputes
9%
After company response
Reputation grade
C
61.8/100 composite
Response-quality profile
How Miller Davis & Peoples performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 78.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 18.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 26.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Miller Davis & Peoples compare to its peers?
Miller Davis & Peoples National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-12 2026-02
Top Consumer Issues
Cont'd attempts collect debt not owed9 (%)
Taking/threatening an illegal action4 (%)
Disclosure verification of debt2 (%)
Attempts to collect debt not owed2 (%)
False statements or representation2 (%)
Communication tactics4 (%)
Written notification about debt1 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 7 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| False statements or representation | Impersonated an attorney or official | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Communication tactics | Threatened to take legal action | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
Where do complaints against Miller Davis & Peoples come from?
The states where consumers have filed the most CFPB complaints against Miller Davis & Peoples. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Miller Davis & Peoples
Across 15 states with at least one filing
- California
California
4 complaints
- Florida
Florida
4 complaints
- Texas
Texas
3 complaints
- North Carolina
North Carolina
3 complaints
- Ohio
Ohio
3 complaints
- Michigan
Michigan
2 complaints
- Indiana 1
Indiana
1 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Miller Davis & Peoples? ▼
The most common issue consumers report about Miller Davis & Peoples is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 28 complaints filed with the CFPB.
Are complaints against Miller Davis & Peoples increasing or decreasing? ▼
Complaints against Miller Davis & Peoples are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Miller Davis & Peoples's reputation grade? ▼
Miller Davis & Peoples has a reputation grade of C (score: 61.8/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Miller Davis & Peoples respond to consumer complaints? ▼
Miller Davis & Peoples has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.
In how many states does Miller Davis & Peoples operate? ▼
Miller Davis & Peoples has received CFPB complaints from consumers in 15 states, with the most complaints from California (4 complaints).
What can I do if Miller Davis & Peoples is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Miller Davis & Peoples violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |