Total CFPB complaints
56
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 56 complaints
MILLENNIUM FINANCIAL GROUP, L.L.C. — Debt Collector Complaint Profile
CFPB complaint profile across 14 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about MILLENNIUM FINANCIAL GROUP, L.L.C.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
11 complaints
- Written notification about debt
Written notification about debt
10 complaints
- Disclosure verification of debt
Disclosure verification of debt
8 complaints
- False statements or representation
False statements or representation
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
7 complaints
- Communication tactics 4
Communication tactics
4 complaints
D
Grade D · 53.9/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about MILLENNIUM FINANCIAL GROUP, L.L.C.?
MILLENNIUM FINANCIAL GROUP, L.L.C. has accumulated 56 total CFPB complaints across 14 states, with 9 filed in the most recent 12 months against 47 historical complaints before that window. The trailing-12-month volume represents 16.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 70% timely-response rate against a 14% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 14 states, led by Oklahoma with 26 and Texas with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 53.9/100 places MILLENNIUM FINANCIAL GROUP, L.L.C. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
9
16.1% of total history
Rising ↑
States active
14
Distinct state filings
Timely response rate
70%
Within CFPB SLA window
Consumer disputes
14%
After company response
Reputation grade
D
53.9/100 composite
Response-quality profile
How MILLENNIUM FINANCIAL GROUP, L.L.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 69.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 28.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 25.0%
Share of US states + territories with at least one filed complaint against this collector.
How does MILLENNIUM FINANCIAL GROUP, L.L.C. compare to its peers?
MILLENNIUM FINANCIAL G… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-02 2026-03
Top Consumer Issues
Cont'd attempts collect debt not owed11 (%)
Disclosure verification of debt8 (%)
False statements or representation7 (%)
Written notification about debt10 (%)
Attempts to collect debt not owed7 (%)
Communication tactics4 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 9 |
| Disclosure verification of debt | Not given enough info to verify debt | 8 |
| False statements or representation | Attempted to collect wrong amount | 7 |
| Written notification about debt | Didn't receive enough information to verify debt | 7 |
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Communication tactics | Frequent or repeated calls | 4 |
| Written notification about debt | Didn't receive notice of right to dispute | 3 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
Where do complaints against MILLENNIUM FINANCIAL GROUP, L.L.C. come from?
The states where consumers have filed the most CFPB complaints against MILLENNIUM FINANCIAL GROUP, L.L.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against MILLENNIUM FINANCIAL GROUP, L.L.C.
Across 14 states with at least one filing
- Oklahoma
Oklahoma
26 complaints
- Texas 8
Texas
8 complaints
- California 5
California
5 complaints
- Virginia 2
Virginia
2 complaints
- South Carolina 2
South Carolina
2 complaints
- Louisiana 2
Louisiana
2 complaints
- Florida 2
Florida
2 complaints
- New York 2
New York
2 complaints
Frequently Asked Questions
What is the most common complaint against MILLENNIUM FINANCIAL GROUP, L.L.C.? ▼
The most common issue consumers report about MILLENNIUM FINANCIAL GROUP, L.L.C. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 56 complaints filed with the CFPB.
Are complaints against MILLENNIUM FINANCIAL GROUP, L.L.C. increasing or decreasing? ▼
Complaints against MILLENNIUM FINANCIAL GROUP, L.L.C. are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is MILLENNIUM FINANCIAL GROUP, L.L.C.'s reputation grade? ▼
MILLENNIUM FINANCIAL GROUP, L.L.C. has a reputation grade of D (score: 53.9/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does MILLENNIUM FINANCIAL GROUP, L.L.C. respond to consumer complaints? ▼
MILLENNIUM FINANCIAL GROUP, L.L.C. has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.
In how many states does MILLENNIUM FINANCIAL GROUP, L.L.C. operate? ▼
MILLENNIUM FINANCIAL GROUP, L.L.C. has received CFPB complaints from consumers in 14 states, with the most complaints from Oklahoma (26 complaints).
What can I do if MILLENNIUM FINANCIAL GROUP, L.L.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If MILLENNIUM FINANCIAL GROUP, L.L.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |