Total CFPB complaints
620
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 620 complaints
Millco Management — Debt Collector Complaint Profile
CFPB complaint profile across 30 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Millco Management
- Attempts to collect debt not owed
Attempts to collect debt not owed
304 complaints
- Written notification about debt
Written notification about debt
209 complaints
- False statements or representation 47
False statements or representation
47 complaints
- Took or threatened to take negative or legal action 30
Took or threatened to take negative or legal action
30 complaints
- Communication tactics 8
Communication tactics
8 complaints
C
Grade C · 59.9/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Millco Management?
Millco Management has accumulated 620 total CFPB complaints across 30 states, with 55 filed in the most recent 12 months against 565 historical complaints before that window. The trailing-12-month volume represents 8.9% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 95% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 30 states, led by Florida with 236 and North Carolina with 128, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.9/100 places Millco Management in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
55
8.9% of total history
Falling ↓
States active
30
Distinct state filings
Timely response rate
95%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
C
59.9/100 composite
Response-quality profile
How Millco Management performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 53.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Millco Management compare to its peers?
Millco Management National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-10 2025-10
Top Consumer Issues
Attempts to collect debt not owed304 (%)
Written notification about debt209 (%)
False statements or representation47 (%)
Took or threatened to take negative or legal action30 (%)
Communication tactics8 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 195 |
| Written notification about debt | Didn't receive enough information to verify debt | 141 |
| Attempts to collect debt not owed | Debt was result of identity theft | 59 |
| Written notification about debt | Didn't receive notice of right to dispute | 55 |
| Attempts to collect debt not owed | Debt was paid | 50 |
| False statements or representation | Attempted to collect wrong amount | 42 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 30 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 13 |
| Communication tactics | Frequent or repeated calls | 8 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 5 |
Where do complaints against Millco Management come from?
The states where consumers have filed the most CFPB complaints against Millco Management. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Millco Management
Across 30 states with at least one filing
- Florida
Florida
236 complaints
- North Carolina
North Carolina
128 complaints
- Georgia 57
Georgia
57 complaints
- Alabama 38
Alabama
38 complaints
- New Jersey 34
New Jersey
34 complaints
- Pennsylvania 32
Pennsylvania
32 complaints
- South Carolina 23
South Carolina
23 complaints
- Kentucky 8
Kentucky
8 complaints
Frequently Asked Questions
What is the most common complaint against Millco Management? ▼
The most common issue consumers report about Millco Management is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 620 complaints filed with the CFPB.
Are complaints against Millco Management increasing or decreasing? ▼
Complaints against Millco Management are falling. The company received 55 complaints in the last 12 months, showing improvement over prior periods.
What is Millco Management's reputation grade? ▼
Millco Management has a reputation grade of C (score: 59.9/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Millco Management respond to consumer complaints? ▼
Millco Management has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Millco Management operate? ▼
Millco Management has received CFPB complaints from consumers in 30 states, with the most complaints from Florida (236 complaints).
What can I do if Millco Management is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Millco Management violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |