This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 620 complaints

Millco Management - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade C.

Complaints by issue type

What consumers report about Millco Management

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 59.9/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Millco Management ranks ahead of 42% of the 5,283 collectors PlainCollector grades - 58% keep a cleaner CFPB record, on 620 all-time complaints and a 95% timely-response rate.

42nd pct
reputation rank of 5,283 graded collectors
620
CFPB complaints, all-time
95%
answered inside the CFPB window
20
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Millco Management?

Millco Management has accumulated 620 total CFPB complaints across 30 states, with 20 filed in the most recent 12 months against 600 historical complaints before that window. The trailing-12-month volume represents 3.2% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 95% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 30 states, led by Florida with 236 and North Carolina with 128. Normalized against the full CFPB collector database, the reputation score of 59.9/100 places Millco Management in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

620

mid-volume (CCDB)

Last 12 months

20

3.2% of all-time complaints

Falling ↓

States active

30

multi-region footprint

Timely response rate

95%

excellent band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

C

59.9/100 composite

How does Millco Management's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 42nd percentile higher than 42% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Millco Management versus the debt-collection vertical average.

Timely response within SLA 95.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 53.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Millco Management compare to its peers?

How does Millco Management compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Millco Management National average
Complaints (last 12 mo)lower is better
20
81
268
Timely-response ratehigher is better
95%
97%
91%
Consumer-dispute ratelower is better
0%
27%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-09 2025-08

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 305
Written notification about debt - 209
False statements or representation - 49
Took or threatened to take negative or legal action - 36
Communication tactics - 14
Threatened to contact someone or share information improperly - 4
Cont'd attempts collect debt not owed - 1
Disclosure verification of debt - 1
Electronic communications - 1

Where do complaints against Millco Management come from?

Millco Management's own per-state count, not a national baseline.

Top states by complaints against Millco Management

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Millco Management contacts you

A grade of C signals how Millco Management's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Millco Management and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Millco Management ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Millco Management? ▼

The most common issue consumers report about Millco Management is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 620 complaints filed with the CFPB.

Are complaints against Millco Management increasing or decreasing? ▼

Complaints against Millco Management are falling. The company received 20 complaints in the last 12 months, showing improvement over prior periods.

What is Millco Management's reputation grade? ▼

Millco Management has a reputation grade of C (score: 59.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Millco Management respond to consumer complaints? ▼

Millco Management has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Millco Management operate? ▼

Millco Management has received CFPB complaints from consumers in 30 states, with the most complaints from Florida (236 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.