This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 4 complaints

Midwestern Audit Services, Inc — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Midwestern Audit Services, Inc

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 70.7/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Midwestern Audit Services, Inc?

Midwestern Audit Services, Inc has accumulated 4 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt was paid", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 75% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Michigan with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 70.7/100 places Midwestern Audit Services, Inc in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

4

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

75%

Within CFPB SLA window

Consumer disputes

25%

After company response

Reputation grade

B

70.7/100 composite

Response-quality profile

How Midwestern Audit Services, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 75.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 50.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Midwestern Audit Services, Inc compare to its peers?

How does Midwestern Audit Services, Inc compare? Versus a peer and the national average across 60+ high-volume collectors
Midwestern Audit Servi… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
75%
100%
91%
Consumer-dispute ratelower is better
25%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2014-01 2017-01

Top Consumer Issues

Cont'd attempts collect debt not owed3 (%)
Communication tactics1 (%)

Most common issue: Cont'd attempts collect debt not owed — Debt was paid

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed Debt was paid 2
Cont'd attempts collect debt not owed Debt is not mine 1
Communication tactics Called outside of 8am-9pm 1

Where do complaints against Midwestern Audit Services, Inc come from?

The states where consumers have filed the most CFPB complaints against Midwestern Audit Services, Inc. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Midwestern Audit Services, Inc

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Midwestern Audit Services, Inc?

The most common issue consumers report about Midwestern Audit Services, Inc is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 4 complaints filed with the CFPB.

Are complaints against Midwestern Audit Services, Inc increasing or decreasing?

Complaints against Midwestern Audit Services, Inc have been stable. The company received 0 complaints in the last 12 months.

What is Midwestern Audit Services, Inc's reputation grade?

Midwestern Audit Services, Inc has a reputation grade of B (score: 70.7/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Midwestern Audit Services, Inc respond to consumer complaints?

Midwestern Audit Services, Inc has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Midwestern Audit Services, Inc operate?

Midwestern Audit Services, Inc has received CFPB complaints from consumers in 1 states, with the most complaints from Michigan (4 complaints).

What can I do if Midwestern Audit Services, Inc is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Midwestern Audit Services, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial