This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 4 complaints

Midwest Diversified Recovery Services, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Midwest Diversified Recovery Services, LLC

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 55.1/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Midwest Diversified Recovery Services, LLC?

Midwest Diversified Recovery Services, LLC has accumulated 4 total CFPB complaints across 2 states, with 1 filed in the most recent 12 months against 3 historical complaints before that window. The trailing-12-month volume represents 25.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Contacted you after you asked them to stop", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by Ohio with 3 and Georgia with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.1/100 places Midwest Diversified Recovery Services, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

4

All-time across CCDB intake

Last 12 months

1

25.0% of total history

Rising ↑

States active

2

Distinct state filings

Timely response rate

50%

Within CFPB SLA window

Reputation grade

D

55.1/100 composite

Response-quality profile

How Midwest Diversified Recovery Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Midwest Diversified Recovery Services, LLC compare to its peers?

How does Midwest Diversified Recovery Services, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Midwest Diversified Re… National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2018-09 2025-12

Top Consumer Issues

Threatened to contact someone or share information improperly1 (%)
Communication tactics2 (%)
Took or threatened to take negative or legal action1 (%)

Most common issue: Threatened to contact someone or share information improperly — Contacted you after you asked them to stop

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Threatened to contact someone or share information improperly Contacted you after you asked them to stop 1
Communication tactics Frequent or repeated calls 1
Communication tactics Used obscene, profane, or other abusive language 1
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 1

Where do complaints against Midwest Diversified Recovery Services, LLC come from?

The states where consumers have filed the most CFPB complaints against Midwest Diversified Recovery Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Midwest Diversified Recovery Services, LLC

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Midwest Diversified Recovery Services, LLC?

The most common issue consumers report about Midwest Diversified Recovery Services, LLC is "Threatened to contact someone or share information improperly", specifically "Contacted you after you asked them to stop". This is based on 4 complaints filed with the CFPB.

Are complaints against Midwest Diversified Recovery Services, LLC increasing or decreasing?

Complaints against Midwest Diversified Recovery Services, LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Midwest Diversified Recovery Services, LLC's reputation grade?

Midwest Diversified Recovery Services, LLC has a reputation grade of D (score: 55.1/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Midwest Diversified Recovery Services, LLC respond to consumer complaints?

Midwest Diversified Recovery Services, LLC has a 50% timely response rate to CFPB complaints.

In how many states does Midwest Diversified Recovery Services, LLC operate?

Midwest Diversified Recovery Services, LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Ohio (3 complaints).

What can I do if Midwest Diversified Recovery Services, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Midwest Diversified Recovery Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial