Total CFPB complaints
17
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 17 complaints
Midway Resolution Services LLC — Debt Collector Complaint Profile
CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Midway Resolution Services LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
5 complaints
- Communication tactics
Communication tactics
4 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
F
Grade F · 51.7/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Midway Resolution Services LLC?
Midway Resolution Services LLC has accumulated 17 total CFPB complaints across 11 states, with 0 filed in the most recent 12 months against 17 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 53% timely-response rate against a 27% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 11 states, led by California with 4 and New York with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 51.7/100 places Midway Resolution Services LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
11
Distinct state filings
Timely response rate
53%
Within CFPB SLA window
Consumer disputes
27%
After company response
Reputation grade
F
51.7/100 composite
Response-quality profile
How Midway Resolution Services LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 52.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 54.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 19.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Midway Resolution Services LLC compare to its peers?
Midway Resolution Serv… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-08 2021-06
Top Consumer Issues
Cont'd attempts collect debt not owed5 (%)
Communication tactics4 (%)
Took or threatened to take negative or legal action2 (%)
Attempts to collect debt not owed1 (%)
Taking/threatening an illegal action2 (%)
Disclosure verification of debt1 (%)
Written notification about debt1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| Communication tactics | Threatened to take legal action | 3 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
Where do complaints against Midway Resolution Services LLC come from?
The states where consumers have filed the most CFPB complaints against Midway Resolution Services LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Midway Resolution Services LLC
Across 11 states with at least one filing
- California
California
4 complaints
- New York
New York
2 complaints
- South Carolina
South Carolina
2 complaints
- Texas
Texas
2 complaints
- Tennessee 1
Tennessee
1 complaints
- Georgia 1
Georgia
1 complaints
- Virginia 1
Virginia
1 complaints
- Colorado 1
Colorado
1 complaints
Frequently Asked Questions
What is the most common complaint against Midway Resolution Services LLC? ▼
The most common issue consumers report about Midway Resolution Services LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 17 complaints filed with the CFPB.
Are complaints against Midway Resolution Services LLC increasing or decreasing? ▼
Complaints against Midway Resolution Services LLC have been stable. The company received 0 complaints in the last 12 months.
What is Midway Resolution Services LLC's reputation grade? ▼
Midway Resolution Services LLC has a reputation grade of F (score: 51.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Midway Resolution Services LLC respond to consumer complaints? ▼
Midway Resolution Services LLC has a 53% timely response rate to CFPB complaints. Consumers disputed the company's response in 27% of cases.
In how many states does Midway Resolution Services LLC operate? ▼
Midway Resolution Services LLC has received CFPB complaints from consumers in 11 states, with the most complaints from California (4 complaints).
What can I do if Midway Resolution Services LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Midway Resolution Services LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |