This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade null 1 complaints

Mid Atlantic Auto Finance - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade null.

Complaints by issue type

What consumers report about Mid Atlantic Auto Finance

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

Grade

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

Mid Atlantic Auto Finance carries a reputation grade of null, derived from 1 CFPB complaints, its response behavior, and dispute profile across 1 states.

Grade null
PlainCollector reputation grade (A–F)
1
CFPB complaints, all-time
1
states with filed complaints
1
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Mid Atlantic Auto Finance?

Mid Atlantic Auto Finance has accumulated 1 total CFPB complaints across 1 states, with 1 filed in the most recent 12 months against 0 historical complaints before that window. The trailing-12-month volume represents 100.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly". Response-rate data has not been published for Mid Atlantic Auto Finance.

Complaints have been recorded across 1 states, led by New Jersey with 1. Mid Atlantic Auto Finance carries a grade of null derived from its complaint mix, response behavior, and dispute profile.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

1

low-volume (CCDB)

Last 12 months

1

100.0% of all-time complaints

Rising ↑

States active

1

limited footprint

Reputation grade

-

issue-mix derived

How does Mid Atlantic Auto Finance compare to its peers?

How does Mid Atlantic Auto Finance compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Mid Atlantic Auto Fina… National average
Complaints (last 12 mo)lower is better
1
0
268
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-10 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Threatened to contact someone or share information improperly - 1

Where do complaints against Mid Atlantic Auto Finance come from?

Mid Atlantic Auto Finance's own per-state count, not a national baseline.

Top states by complaints against Mid Atlantic Auto Finance

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Mid Atlantic Auto Finance contacts you

A grade of null signals how Mid Atlantic Auto Finance's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Mid Atlantic Auto Finance and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Mid Atlantic Auto Finance ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Mid Atlantic Auto Finance? ▼

The most common issue consumers report about Mid Atlantic Auto Finance is "Threatened to contact someone or share information improperly". This is based on 1 complaints filed with the CFPB.

Are complaints against Mid Atlantic Auto Finance increasing or decreasing? ▼

Complaints against Mid Atlantic Auto Finance are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mid Atlantic Auto Finance's reputation grade? ▼

Mid Atlantic Auto Finance has a reputation grade of null, PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

In how many states does Mid Atlantic Auto Finance operate? ▼

Mid Atlantic Auto Finance has received CFPB complaints from consumers in 1 states, with the most complaints from New Jersey (1 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.