Total CFPB complaints
53
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 53 complaints
Mid-America Accounts Control Bureau, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Mid-America Accounts Control Bureau, Inc.
- Disclosure verification of debt
Disclosure verification of debt
10 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
8 complaints
- Written notification about debt
Written notification about debt
7 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
6 complaints
- False statements or representation
False statements or representation
5 complaints
- Communication tactics
Communication tactics
4 complaints
C
Grade C · 60.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Mid-America Accounts Control Bureau, Inc.?
Mid-America Accounts Control Bureau, Inc. has accumulated 53 total CFPB complaints across 11 states, with 2 filed in the most recent 12 months against 51 historical complaints before that window. The trailing-12-month volume represents 3.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate against a 28% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 11 states, led by Missouri with 20 and Kansas with 15, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.1/100 places Mid-America Accounts Control Bureau, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
3.8% of total history
Rising ↑
States active
11
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Consumer disputes
28%
After company response
Reputation grade
C
60.1/100 composite
Response-quality profile
How Mid-America Accounts Control Bureau, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 56.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 19.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Mid-America Accounts Control Bureau, Inc. compare to its peers?
Mid-America Accounts C… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-06 2025-12
Top Consumer Issues
Written notification about debt7 (%)
Disclosure verification of debt10 (%)
False statements or representation5 (%)
Attempts to collect debt not owed8 (%)
Communication tactics4 (%)
Cont'd attempts collect debt not owed6 (%)
Took or threatened to take negative or legal action3 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 7 |
| Disclosure verification of debt | Not given enough info to verify debt | 6 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Attempts to collect debt not owed | Debt was paid | 4 |
| Disclosure verification of debt | Right to dispute notice not received | 4 |
| Communication tactics | Frequent or repeated calls | 4 |
| Attempts to collect debt not owed | Debt is not yours | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
Where do complaints against Mid-America Accounts Control Bureau, Inc. come from?
The states where consumers have filed the most CFPB complaints against Mid-America Accounts Control Bureau, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Mid-America Accounts Control Bureau, Inc.
Across 11 states with at least one filing
- Missouri
Missouri
20 complaints
- Kansas
Kansas
15 complaints
- Virginia 4
Virginia
4 complaints
- Arkansas 3
Arkansas
3 complaints
- Texas 3
Texas
3 complaints
- Oklahoma 2
Oklahoma
2 complaints
- Tennessee 1
Tennessee
1 complaints
- California 1
California
1 complaints
Frequently Asked Questions
What is the most common complaint against Mid-America Accounts Control Bureau, Inc.? ▼
The most common issue consumers report about Mid-America Accounts Control Bureau, Inc. is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 53 complaints filed with the CFPB.
Are complaints against Mid-America Accounts Control Bureau, Inc. increasing or decreasing? ▼
Complaints against Mid-America Accounts Control Bureau, Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Mid-America Accounts Control Bureau, Inc.'s reputation grade? ▼
Mid-America Accounts Control Bureau, Inc. has a reputation grade of C (score: 60.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Mid-America Accounts Control Bureau, Inc. respond to consumer complaints? ▼
Mid-America Accounts Control Bureau, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.
In how many states does Mid-America Accounts Control Bureau, Inc. operate? ▼
Mid-America Accounts Control Bureau, Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from Missouri (20 complaints).
What can I do if Mid-America Accounts Control Bureau, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Mid-America Accounts Control Bureau, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |