Total CFPB complaints
67
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 67 complaints
Michael Harrison, Attorney at Law — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Michael Harrison, Attorney at Law
- Attempts to collect debt not owed
Attempts to collect debt not owed
12 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
11 complaints
- Written notification about debt
Written notification about debt
10 complaints
- False statements or representation
False statements or representation
7 complaints
- Disclosure verification of debt
Disclosure verification of debt
6 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
5 complaints
D
Grade D · 58.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Michael Harrison, Attorney at Law?
Michael Harrison, Attorney at Law has accumulated 67 total CFPB complaints across 7 states, with 3 filed in the most recent 12 months against 64 historical complaints before that window. The trailing-12-month volume represents 4.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 31% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by New Jersey with 54 and New York with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.7/100 places Michael Harrison, Attorney at Law in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
4.5% of total history
Rising ↑
States active
7
Distinct state filings
Timely response rate
97%
Within CFPB SLA window
Consumer disputes
31%
After company response
Reputation grade
D
58.7/100 composite
Response-quality profile
How Michael Harrison, Attorney at Law performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 97.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 61.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Michael Harrison, Attorney at Law compare to its peers?
Michael Harrison, Atto… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-12 2025-09
Top Consumer Issues
False statements or representation7 (%)
Written notification about debt10 (%)
Cont'd attempts collect debt not owed11 (%)
Attempts to collect debt not owed12 (%)
Disclosure verification of debt6 (%)
Took or threatened to take negative or legal action5 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 7 |
| Written notification about debt | Didn't receive enough information to verify debt | 7 |
| Cont'd attempts collect debt not owed | Debt was paid | 6 |
| Attempts to collect debt not owed | Debt is not yours | 6 |
| Attempts to collect debt not owed | Debt was paid | 6 |
| Disclosure verification of debt | Not given enough info to verify debt | 6 |
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Written notification about debt | Didn't receive notice of right to dispute | 3 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 2 |
Where do complaints against Michael Harrison, Attorney at Law come from?
The states where consumers have filed the most CFPB complaints against Michael Harrison, Attorney at Law. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Michael Harrison, Attorney at Law
Across 7 states with at least one filing
- New Jersey
New Jersey
54 complaints
- New York 6
New York
6 complaints
- North Carolina 2
North Carolina
2 complaints
- Pennsylvania 1
Pennsylvania
1 complaints
- Nevada 1
Nevada
1 complaints
- Virginia 1
Virginia
1 complaints
- Florida 1
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against Michael Harrison, Attorney at Law? ▼
The most common issue consumers report about Michael Harrison, Attorney at Law is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 67 complaints filed with the CFPB.
Are complaints against Michael Harrison, Attorney at Law increasing or decreasing? ▼
Complaints against Michael Harrison, Attorney at Law are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Michael Harrison, Attorney at Law's reputation grade? ▼
Michael Harrison, Attorney at Law has a reputation grade of D (score: 58.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Michael Harrison, Attorney at Law respond to consumer complaints? ▼
Michael Harrison, Attorney at Law has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 31% of cases.
In how many states does Michael Harrison, Attorney at Law operate? ▼
Michael Harrison, Attorney at Law has received CFPB complaints from consumers in 7 states, with the most complaints from New Jersey (54 complaints).
What can I do if Michael Harrison, Attorney at Law is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Michael Harrison, Attorney at Law violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |