This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 4 complaints

Medical Services Inc — Debt Collector Complaint Profile

CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Medical Services Inc

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 68.1/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Medical Services Inc?

Medical Services Inc has accumulated 4 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was paid", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 3 states, led by New York with 2 and California with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 68.1/100 places Medical Services Inc in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

4

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Falling ↓

States active

3

Distinct state filings

Timely response rate

50%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

B

68.1/100 composite

Response-quality profile

How Medical Services Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 5.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Medical Services Inc compare to its peers?

How does Medical Services Inc compare? Versus a peer and the national average across 60+ high-volume collectors
Medical Services Inc National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2015-03 2024-08

Top Consumer Issues

Attempts to collect debt not owed2 (%)
Improper contact or sharing of info1 (%)
False statements or representation1 (%)

Most common issue: Attempts to collect debt not owed — Debt was paid

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt was paid 2
Improper contact or sharing of info Talked to a third party about my debt 1
False statements or representation Attempted to collect wrong amount 1

Where do complaints against Medical Services Inc come from?

The states where consumers have filed the most CFPB complaints against Medical Services Inc. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Medical Services Inc

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Medical Services Inc?

The most common issue consumers report about Medical Services Inc is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 4 complaints filed with the CFPB.

Are complaints against Medical Services Inc increasing or decreasing?

Complaints against Medical Services Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Medical Services Inc's reputation grade?

Medical Services Inc has a reputation grade of B (score: 68.1/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Medical Services Inc respond to consumer complaints?

Medical Services Inc has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Medical Services Inc operate?

Medical Services Inc has received CFPB complaints from consumers in 3 states, with the most complaints from New York (2 complaints).

What can I do if Medical Services Inc is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Medical Services Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial