Total CFPB complaints
2,265
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 2,265 complaints
Medical Data Systems, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 45 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Medical Data Systems, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
887 complaints
- Written notification about debt
Written notification about debt
551 complaints
- Took or threatened to take negative or legal action 156
Took or threatened to take negative or legal action
156 complaints
- False statements or representation 151
False statements or representation
151 complaints
- Communication tactics 66
Communication tactics
66 complaints
- Cont'd attempts collect debt not owed 65
Cont'd attempts collect debt not owed
65 complaints
D
Grade D · 54.6/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Medical Data Systems, Inc.?
Medical Data Systems, Inc. has accumulated 2,265 total CFPB complaints across 45 states, with 299 filed in the most recent 12 months against 1,966 historical complaints before that window. The trailing-12-month volume represents 13.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 45 states, led by Georgia with 876 and North Carolina with 286, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.6/100 places Medical Data Systems, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
299
13.2% of total history
Rising ↑
States active
45
Distinct state filings
Timely response rate
97%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
D
54.6/100 composite
Response-quality profile
How Medical Data Systems, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 97.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 80.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Medical Data Systems, Inc. compare to its peers?
Medical Data Systems, … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed887 (%)
Written notification about debt551 (%)
Took or threatened to take negative or legal action156 (%)
False statements or representation151 (%)
Communication tactics66 (%)
Cont'd attempts collect debt not owed65 (%)
Disclosure verification of debt45 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 508 |
| Written notification about debt | Didn't receive enough information to verify debt | 359 |
| Attempts to collect debt not owed | Debt was result of identity theft | 199 |
| Written notification about debt | Didn't receive notice of right to dispute | 192 |
| Attempts to collect debt not owed | Debt was paid | 180 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 156 |
| False statements or representation | Attempted to collect wrong amount | 151 |
| Communication tactics | Frequent or repeated calls | 66 |
| Cont'd attempts collect debt not owed | Debt is not mine | 65 |
| Disclosure verification of debt | Not given enough info to verify debt | 45 |
Where do complaints against Medical Data Systems, Inc. come from?
The states where consumers have filed the most CFPB complaints against Medical Data Systems, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Medical Data Systems, Inc.
Across 45 states with at least one filing
- Georgia
Georgia
876 complaints
- North Carolina 286
North Carolina
286 complaints
- Texas 160
Texas
160 complaints
- South Carolina 154
South Carolina
154 complaints
- Florida 142
Florida
142 complaints
- Pennsylvania 88
Pennsylvania
88 complaints
- Nevada 64
Nevada
64 complaints
- Alabama 58
Alabama
58 complaints
Frequently Asked Questions
What is the most common complaint against Medical Data Systems, Inc.? ▼
The most common issue consumers report about Medical Data Systems, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 2,265 complaints filed with the CFPB.
Are complaints against Medical Data Systems, Inc. increasing or decreasing? ▼
Complaints against Medical Data Systems, Inc. are rising. The company received 299 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Medical Data Systems, Inc.'s reputation grade? ▼
Medical Data Systems, Inc. has a reputation grade of D (score: 54.6/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Medical Data Systems, Inc. respond to consumer complaints? ▼
Medical Data Systems, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Medical Data Systems, Inc. operate? ▼
Medical Data Systems, Inc. has received CFPB complaints from consumers in 45 states, with the most complaints from Georgia (876 complaints).
What can I do if Medical Data Systems, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Medical Data Systems, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |