Total CFPB complaints
226
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 226 complaints
Medical-Commercial Audit Inc — Debt Collector Complaint Profile
CFPB complaint profile across 19 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Medical-Commercial Audit Inc
- Attempts to collect debt not owed
Attempts to collect debt not owed
92 complaints
- Written notification about debt
Written notification about debt
62 complaints
- Took or threatened to take negative or legal action 29
Took or threatened to take negative or legal action
29 complaints
- False statements or representation 22
False statements or representation
22 complaints
- Communication tactics 3
Communication tactics
3 complaints
C
Grade C · 63.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Medical-Commercial Audit Inc?
Medical-Commercial Audit Inc has accumulated 226 total CFPB complaints across 19 states, with 77 filed in the most recent 12 months against 149 historical complaints before that window. The trailing-12-month volume represents 34.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 19 states, led by Missouri with 113 and Illinois with 59, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.4/100 places Medical-Commercial Audit Inc in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
77
34.1% of total history
Rising ↑
States active
19
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
C
63.4/100 composite
Response-quality profile
How Medical-Commercial Audit Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 33.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Medical-Commercial Audit Inc compare to its peers?
Medical-Commercial Aud… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-03 2026-03
Top Consumer Issues
Attempts to collect debt not owed92 (%)
Written notification about debt62 (%)
Took or threatened to take negative or legal action29 (%)
False statements or representation22 (%)
Communication tactics3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 59 |
| Written notification about debt | Didn't receive enough information to verify debt | 34 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 29 |
| Written notification about debt | Didn't receive notice of right to dispute | 26 |
| Attempts to collect debt not owed | Debt was paid | 19 |
| False statements or representation | Attempted to collect wrong amount | 16 |
| Attempts to collect debt not owed | Debt was result of identity theft | 14 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 6 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 3 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 2 |
Where do complaints against Medical-Commercial Audit Inc come from?
The states where consumers have filed the most CFPB complaints against Medical-Commercial Audit Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Medical-Commercial Audit Inc
Across 19 states with at least one filing
- Missouri
Missouri
113 complaints
- Illinois
Illinois
59 complaints
- Indiana 20
Indiana
20 complaints
- Texas 7
Texas
7 complaints
- South Carolina 6
South Carolina
6 complaints
- Georgia 4
Georgia
4 complaints
- Michigan 2
Michigan
2 complaints
- North Carolina 2
North Carolina
2 complaints
Frequently Asked Questions
What is the most common complaint against Medical-Commercial Audit Inc? ▼
The most common issue consumers report about Medical-Commercial Audit Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 226 complaints filed with the CFPB.
Are complaints against Medical-Commercial Audit Inc increasing or decreasing? ▼
Complaints against Medical-Commercial Audit Inc are rising. The company received 77 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Medical-Commercial Audit Inc's reputation grade? ▼
Medical-Commercial Audit Inc has a reputation grade of C (score: 63.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Medical-Commercial Audit Inc respond to consumer complaints? ▼
Medical-Commercial Audit Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Medical-Commercial Audit Inc operate? ▼
Medical-Commercial Audit Inc has received CFPB complaints from consumers in 19 states, with the most complaints from Missouri (113 complaints).
What can I do if Medical-Commercial Audit Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Medical-Commercial Audit Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |