This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 31 complaints

MEDCAH, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade D.

Complaints by issue type

What consumers report about MEDCAH, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: MEDCAH, Inc. ranks ahead of 32% of the 5,283 collectors PlainCollector grades - 68% keep a cleaner CFPB record, on 31 all-time complaints and a 71% timely-response rate.

32nd pct
reputation rank of 5,283 graded collectors
31
CFPB complaints, all-time
71%
answered inside the CFPB window
1
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about MEDCAH, Inc.?

MEDCAH, Inc. has accumulated 31 total CFPB complaints across 7 states, with 1 filed in the most recent 12 months against 30 historical complaints before that window. The trailing-12-month volume represents 3.2% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Not given enough info to verify debt". The company posts a 71% timely-response rate against a 15% consumer-dispute-after-response rate.

Complaints have been recorded across 7 states, led by Hawaii with 22 and Oregon with 2. Normalized against the full CFPB collector database, the reputation score of 57.0/100 places MEDCAH, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

31

low-volume (CCDB)

Last 12 months

1

3.2% of all-time complaints

Falling ↓

States active

7

regional footprint

Timely response rate

71%

below sla band

Consumer disputes

15%

average (vertical avg ~19%)

Reputation grade

D

57.0/100 composite

How does MEDCAH, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 32nd percentile higher than 32% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

MEDCAH, Inc. versus the debt-collection vertical average.

Timely response within SLA 71.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 15.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 12.5%

Share of US states + territories with at least one filed complaint against this collector.

How does MEDCAH, Inc. compare to its peers?

How does MEDCAH, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
MEDCAH, Inc. National average
Complaints (last 12 mo)lower is better
1
5
268
Timely-response ratehigher is better
71%
97%
91%
Consumer-dispute ratelower is better
15%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2026-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 9
Disclosure verification of debt - 8
Written notification about debt - 4
False statements or representation - 2
Cont'd attempts collect debt not owed - 2
Threatened to contact someone or share information improperly - 2
Improper contact or sharing of info - 2
Took or threatened to take negative or legal action - 1
Communication tactics - 1

Where do complaints against MEDCAH, Inc. come from?

MEDCAH, Inc.'s own per-state count, not a national baseline.

Top states by complaints against MEDCAH, Inc.

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if MEDCAH, Inc. contacts you

A grade of D signals how MEDCAH, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really MEDCAH, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how MEDCAH, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against MEDCAH, Inc.? ▼

The most common issue consumers report about MEDCAH, Inc. is "Attempts to collect debt not owed", specifically "Not given enough info to verify debt". This is based on 31 complaints filed with the CFPB.

Are complaints against MEDCAH, Inc. increasing or decreasing? ▼

Complaints against MEDCAH, Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is MEDCAH, Inc.'s reputation grade? ▼

MEDCAH, Inc. has a reputation grade of D (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does MEDCAH, Inc. respond to consumer complaints? ▼

MEDCAH, Inc. has a 71% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does MEDCAH, Inc. operate? ▼

MEDCAH, Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from Hawaii (22 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.