Total CFPB complaints
8
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 8 complaints
Med-Health Financial Services, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Med-Health Financial Services, Inc.
- Disclosure verification of debt
Disclosure verification of debt
4 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
F
Grade F · 50.5/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Med-Health Financial Services, Inc.?
Med-Health Financial Services, Inc. has accumulated 8 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Right to dispute notice not received", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 25% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Wisconsin with 7 and Michigan with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 50.5/100 places Med-Health Financial Services, Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
2
Distinct state filings
Timely response rate
25%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
F
50.5/100 composite
Response-quality profile
How Med-Health Financial Services, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 25.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 25.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Med-Health Financial Services, Inc. compare to its peers?
Med-Health Financial S… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-01 2015-04
Top Consumer Issues
Disclosure verification of debt4 (%)
Cont'd attempts collect debt not owed3 (%)
False statements or representation1 (%)
Most common issue: Disclosure verification of debt — Right to dispute notice not received
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Disclosure verification of debt | Right to dispute notice not received | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against Med-Health Financial Services, Inc. come from?
The states where consumers have filed the most CFPB complaints against Med-Health Financial Services, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Med-Health Financial Services, Inc.
Across 2 states with at least one filing
- Wisconsin
Wisconsin
7 complaints
- Michigan 1
Michigan
1 complaints
Frequently Asked Questions
What is the most common complaint against Med-Health Financial Services, Inc.? ▼
The most common issue consumers report about Med-Health Financial Services, Inc. is "Disclosure verification of debt", specifically "Right to dispute notice not received". This is based on 8 complaints filed with the CFPB.
Are complaints against Med-Health Financial Services, Inc. increasing or decreasing? ▼
Complaints against Med-Health Financial Services, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Med-Health Financial Services, Inc.'s reputation grade? ▼
Med-Health Financial Services, Inc. has a reputation grade of F (score: 50.5/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Med-Health Financial Services, Inc. respond to consumer complaints? ▼
Med-Health Financial Services, Inc. has a 25% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does Med-Health Financial Services, Inc. operate? ▼
Med-Health Financial Services, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Wisconsin (7 complaints).
What can I do if Med-Health Financial Services, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Med-Health Financial Services, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |