Total CFPB complaints
25
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 25 complaints
McCarthy & Holthus, LLP — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about McCarthy & Holthus, LLP
- Attempts to collect debt not owed
Attempts to collect debt not owed
7 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
5 complaints
- Written notification about debt
Written notification about debt
4 complaints
- False statements or representation
False statements or representation
4 complaints
- Disclosure verification of debt
Disclosure verification of debt
3 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
C
Grade C · 59.9/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about McCarthy & Holthus, LLP?
McCarthy & Holthus, LLP has accumulated 25 total CFPB complaints across 8 states, with 3 filed in the most recent 12 months against 22 historical complaints before that window. The trailing-12-month volume represents 12.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Seized or attempted to seize your property", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 50% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by California with 7 and New Mexico with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.9/100 places McCarthy & Holthus, LLP in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
12.0% of total history
Rising ↑
States active
8
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
50%
After company response
Reputation grade
C
59.9/100 composite
Response-quality profile
How McCarthy & Holthus, LLP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does McCarthy & Holthus, LLP compare to its peers?
McCarthy & Holthus, LL… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-07 2025-11
Top Consumer Issues
Took or threatened to take negative or legal action5 (%)
Written notification about debt4 (%)
Disclosure verification of debt3 (%)
Attempts to collect debt not owed7 (%)
False statements or representation4 (%)
Cont'd attempts collect debt not owed1 (%)
Most common issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Disclosure verification of debt | Not given enough info to verify debt | 3 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 3 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| False statements or representation | Told you not to respond to a lawsuit they filed against you | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
Where do complaints against McCarthy & Holthus, LLP come from?
The states where consumers have filed the most CFPB complaints against McCarthy & Holthus, LLP. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against McCarthy & Holthus, LLP
Across 8 states with at least one filing
- California
California
7 complaints
- New Mexico
New Mexico
6 complaints
- Colorado
Colorado
3 complaints
- Texas 2
Texas
2 complaints
- Nevada 2
Nevada
2 complaints
- Oregon 2
Oregon
2 complaints
- Washington 1
Washington
1 complaints
- Idaho 1
Idaho
1 complaints
Frequently Asked Questions
What is the most common complaint against McCarthy & Holthus, LLP? ▼
The most common issue consumers report about McCarthy & Holthus, LLP is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 25 complaints filed with the CFPB.
Are complaints against McCarthy & Holthus, LLP increasing or decreasing? ▼
Complaints against McCarthy & Holthus, LLP are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is McCarthy & Holthus, LLP's reputation grade? ▼
McCarthy & Holthus, LLP has a reputation grade of C (score: 59.9/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does McCarthy & Holthus, LLP respond to consumer complaints? ▼
McCarthy & Holthus, LLP has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.
In how many states does McCarthy & Holthus, LLP operate? ▼
McCarthy & Holthus, LLP has received CFPB complaints from consumers in 8 states, with the most complaints from California (7 complaints).
What can I do if McCarthy & Holthus, LLP is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If McCarthy & Holthus, LLP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |