Total CFPB complaints
11
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 11 complaints
LPI, INC. — Debt Collector Complaint Profile
CFPB complaint profile across 6 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about LPI, INC.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- False statements or representation
False statements or representation
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
C
Grade C · 65.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about LPI, INC.?
LPI, INC. has accumulated 11 total CFPB complaints across 6 states, with 9 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 81.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to arrest you or take you to jail if you do not pay", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 6 states, led by Florida with 5 and Wyoming with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.4/100 places LPI, INC. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
9
81.8% of total history
Rising ↑
States active
6
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
65.4/100 composite
Response-quality profile
How LPI, INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 10.7%
Share of US states + territories with at least one filed complaint against this collector.
How does LPI, INC. compare to its peers?
LPI, INC. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-12 2025-12
Top Consumer Issues
Took or threatened to take negative or legal action3 (%)
Attempts to collect debt not owed3 (%)
Written notification about debt1 (%)
False statements or representation2 (%)
Threatened to contact someone or share information improperly1 (%)
Communication tactics1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened to arrest you or take you to jail if you do not pay
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 3 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against LPI, INC. come from?
The states where consumers have filed the most CFPB complaints against LPI, INC.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against LPI, INC.
Across 6 states with at least one filing
- Florida
Florida
5 complaints
- Wyoming
Wyoming
2 complaints
- Indiana 1
Indiana
1 complaints
- Texas 1
Texas
1 complaints
- South Carolina 1
South Carolina
1 complaints
- Pennsylvania 1
Pennsylvania
1 complaints
Frequently Asked Questions
What is the most common complaint against LPI, INC.? ▼
The most common issue consumers report about LPI, INC. is "Took or threatened to take negative or legal action", specifically "Threatened to arrest you or take you to jail if you do not pay". This is based on 11 complaints filed with the CFPB.
Are complaints against LPI, INC. increasing or decreasing? ▼
Complaints against LPI, INC. are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is LPI, INC.'s reputation grade? ▼
LPI, INC. has a reputation grade of C (score: 65.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does LPI, INC. respond to consumer complaints? ▼
LPI, INC. has a 100% timely response rate to CFPB complaints.
In how many states does LPI, INC. operate? ▼
LPI, INC. has received CFPB complaints from consumers in 6 states, with the most complaints from Florida (5 complaints).
What can I do if LPI, INC. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If LPI, INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |