Total CFPB complaints
196
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 196 complaints
Louisiana Recovery Services Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 14 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Louisiana Recovery Services Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
84 complaints
- Written notification about debt
Written notification about debt
36 complaints
- Cont'd attempts collect debt not owed 19
Cont'd attempts collect debt not owed
19 complaints
- Took or threatened to take negative or legal action 14
Took or threatened to take negative or legal action
14 complaints
- False statements or representation 9
False statements or representation
9 complaints
- Communication tactics 8
Communication tactics
8 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Louisiana Recovery Services Inc.?
Louisiana Recovery Services Inc. has accumulated 196 total CFPB complaints across 14 states, with 27 filed in the most recent 12 months against 169 historical complaints before that window. The trailing-12-month volume represents 13.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 15% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 14 states, led by Louisiana with 144 and Texas with 25, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places Louisiana Recovery Services Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
27
13.8% of total history
Rising ↑
States active
14
Distinct state filings
Timely response rate
98%
Within CFPB SLA window
Consumer disputes
15%
After company response
Reputation grade
C
59.7/100 composite
Response-quality profile
How Louisiana Recovery Services Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 29.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 25.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Louisiana Recovery Services Inc. compare to its peers?
Louisiana Recovery Ser… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-09 2026-03
Top Consumer Issues
Attempts to collect debt not owed84 (%)
Written notification about debt36 (%)
Took or threatened to take negative or legal action14 (%)
Cont'd attempts collect debt not owed19 (%)
False statements or representation9 (%)
Communication tactics8 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 54 |
| Written notification about debt | Didn't receive enough information to verify debt | 26 |
| Attempts to collect debt not owed | Debt was paid | 19 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 14 |
| Attempts to collect debt not owed | Debt was result of identity theft | 11 |
| Cont'd attempts collect debt not owed | Debt is not mine | 11 |
| Written notification about debt | Didn't receive notice of right to dispute | 10 |
| False statements or representation | Attempted to collect wrong amount | 9 |
| Cont'd attempts collect debt not owed | Debt was paid | 8 |
| Communication tactics | Frequent or repeated calls | 8 |
Where do complaints against Louisiana Recovery Services Inc. come from?
The states where consumers have filed the most CFPB complaints against Louisiana Recovery Services Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Louisiana Recovery Services Inc.
Across 14 states with at least one filing
- Louisiana
Louisiana
144 complaints
- Texas 25
Texas
25 complaints
- Mississippi 4
Mississippi
4 complaints
- Georgia 3
Georgia
3 complaints
- Missouri 3
Missouri
3 complaints
- Virginia 2
Virginia
2 complaints
- Florida 2
Florida
2 complaints
- Alabama 2
Alabama
2 complaints
Frequently Asked Questions
What is the most common complaint against Louisiana Recovery Services Inc.? ▼
The most common issue consumers report about Louisiana Recovery Services Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 196 complaints filed with the CFPB.
Are complaints against Louisiana Recovery Services Inc. increasing or decreasing? ▼
Complaints against Louisiana Recovery Services Inc. are rising. The company received 27 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Louisiana Recovery Services Inc.'s reputation grade? ▼
Louisiana Recovery Services Inc. has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Louisiana Recovery Services Inc. respond to consumer complaints? ▼
Louisiana Recovery Services Inc. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.
In how many states does Louisiana Recovery Services Inc. operate? ▼
Louisiana Recovery Services Inc. has received CFPB complaints from consumers in 14 states, with the most complaints from Louisiana (144 complaints).
What can I do if Louisiana Recovery Services Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Louisiana Recovery Services Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |