What is the most common complaint against Lotane & Associates, P.A.?

The most common issue consumers report about Lotane & Associates, P.A. is "Took or threatened to take negative or legal action", specifically "Debt was paid". This is based on 45 complaints filed with the CFPB.

Are complaints against Lotane & Associates, P.A. increasing or decreasing?

Complaints against Lotane & Associates, P.A. are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Lotane & Associates, P.A.'s reputation grade?

Lotane & Associates, P.A. has a reputation grade of B (score: 64.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lotane & Associates, P.A. respond to consumer complaints?

Lotane & Associates, P.A. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Lotane & Associates, P.A. operate?

Lotane & Associates, P.A. has received CFPB complaints from consumers in 6 states, with the most complaints from Florida (36 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Lotane & Associates, P.A. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

13
Attempts to collect debt not owed

10
False statements or representation

7
Written notification about debt

6
Communication tactics

5
Threatened to contact someone or share information improperly

2

Data updated September 2026

CFPB complaint disposition

CCDB record lotane-associates-pa Lotane & Associates, P.A.

Grade B · 45 CFPB filings · 95% timely · lead issue: Took or threatened to take negative or legal action · vol #1267 · compose #1869

VOL 45
GRADE B
12MO 3
STATES 6
TIMELY 95%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #1,267
COMPOSE #1,869

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lotane & Associates, P.A.'s 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Lotane & Associates, P.A.'s CFPB filings land in Florida

High volume does not equal a clean composite: Lotane & Associates, P.A. is volume #1,267 but composite #1,869, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 80.0%; 36 of 45 filings · 6 states touched
Spike month: 2017-06 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,267 volume; #1,869 composite; Cleanest-composite ladder is 602 places worse than volume

How does Lotane & Associates, P.A. compare to its peers?

How does Lotane & Associates, P.A. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Lotane & Associates, P… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

69%

91%

Consumer-dispute ratelower is better

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-06 2017-06

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	13
Attempts to collect debt not owed	10
False statements or representation	7
Written notification about debt	6
Communication tactics	5
Threatened to contact someone or share information improperly	2
Cont'd attempts collect debt not owed	1
Taking/threatening an illegal action	1

Where do complaints against Lotane & Associates, P.A. come from?

Lotane & Associates, P.A.'s own per-state count, not a national baseline.

Florida

36
Georgia

3
Maine

1
Massachusetts

1
Nevada

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lotane & Associates, P.A.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to Lotane & Associates, P.A.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.