This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 158 complaints

Lobel Financial Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Complaints by issue type

What consumers report about Lobel Financial Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 58.4/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Lobel Financial Corporation ranks ahead of 36% of the 5,283 collectors PlainCollector grades - 64% keep a cleaner CFPB record, on 158 all-time complaints and a 99% timely-response rate.

36th pct
reputation rank of 5,283 graded collectors
158
CFPB complaints, all-time
99%
answered inside the CFPB window
49
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Lobel Financial Corporation?

Lobel Financial Corporation has accumulated 158 total CFPB complaints across 21 states, with 49 filed in the most recent 12 months against 109 historical complaints before that window. The trailing-12-month volume represents 31.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Attempted to collect wrong amount". The company posts a 99% timely-response rate against a 24% consumer-dispute-after-response rate.

Complaints have been recorded across 21 states, led by California with 65 and Texas with 31. Normalized against the full CFPB collector database, the reputation score of 58.4/100 places Lobel Financial Corporation in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

158

mid-volume (CCDB)

Last 12 months

49

31.0% of all-time complaints

Rising ↑

States active

21

multi-region footprint

Timely response rate

99%

excellent band

Consumer disputes

24%

elevated (vertical avg ~19%)

Reputation grade

D

58.4/100 composite

How does Lobel Financial Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

58 36th percentile higher than 36% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Lobel Financial Corporation versus the debt-collection vertical average.

Timely response within SLA 98.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 23.5%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 37.5%

Share of US states + territories with at least one filed complaint against this collector.

How does Lobel Financial Corporation compare to its peers?

How does LOBEL FINANCIAL CORPORATION compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
LOBEL FINANCIAL CORPOR… National average
Complaints (last 12 mo)lower is better
49
0
268
Timely-response ratehigher is better
99%
82%
91%
Consumer-dispute ratelower is better
24%
29%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-11 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 44
Took or threatened to take negative or legal action - 39
Written notification about debt - 27
False statements or representation - 26
Disclosure verification of debt - 5
Threatened to contact someone or share information improperly - 5
Communication tactics - 4
Improper contact or sharing of info - 4
Taking/threatening an illegal action - 3
Cont'd attempts collect debt not owed - 1

Where do complaints against Lobel Financial Corporation come from?

Lobel Financial Corporation's own per-state count, not a national baseline.

Top states by complaints against Lobel Financial Corporation

Across 21 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Lobel Financial Corporation contacts you

A grade of D signals how Lobel Financial Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Lobel Financial Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Lobel Financial Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Lobel Financial Corporation? ▼

The most common issue consumers report about Lobel Financial Corporation is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 158 complaints filed with the CFPB.

Are complaints against Lobel Financial Corporation increasing or decreasing? ▼

Complaints against Lobel Financial Corporation are rising. The company received 49 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Lobel Financial Corporation's reputation grade? ▼

Lobel Financial Corporation has a reputation grade of D (score: 58.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lobel Financial Corporation respond to consumer complaints? ▼

Lobel Financial Corporation has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Lobel Financial Corporation operate? ▼

Lobel Financial Corporation has received CFPB complaints from consumers in 21 states, with the most complaints from California (65 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.