Total CFPB complaints
149
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 149 complaints
LOBEL FINANCIAL CORPORATION — Debt Collector Complaint Profile
CFPB complaint profile across 18 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about LOBEL FINANCIAL CORPORATION
- Attempts to collect debt not owed
Attempts to collect debt not owed
40 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
29 complaints
- False statements or representation
False statements or representation
25 complaints
- Written notification about debt
Written notification about debt
25 complaints
- Disclosure verification of debt 4
Disclosure verification of debt
4 complaints
D
Grade D · 58.4/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about LOBEL FINANCIAL CORPORATION?
LOBEL FINANCIAL CORPORATION has accumulated 149 total CFPB complaints across 18 states, with 48 filed in the most recent 12 months against 101 historical complaints before that window. The trailing-12-month volume represents 32.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 24% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 18 states, led by California with 64 and Texas with 30, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.4/100 places LOBEL FINANCIAL CORPORATION in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
48
32.2% of total history
Rising ↑
States active
18
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
24%
After company response
Reputation grade
D
58.4/100 composite
Response-quality profile
How LOBEL FINANCIAL CORPORATION performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 47.1%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 32.1%
Share of US states + territories with at least one filed complaint against this collector.
How does LOBEL FINANCIAL CORPORATION compare to its peers?
LOBEL FINANCIAL CORPOR… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-10 2026-03
Top Consumer Issues
False statements or representation25 (%)
Took or threatened to take negative or legal action29 (%)
Attempts to collect debt not owed40 (%)
Written notification about debt25 (%)
Disclosure verification of debt4 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 25 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 21 |
| Attempts to collect debt not owed | Debt was result of identity theft | 18 |
| Attempts to collect debt not owed | Debt is not yours | 16 |
| Written notification about debt | Didn't receive enough information to verify debt | 13 |
| Written notification about debt | Didn't receive notice of right to dispute | 12 |
| Attempts to collect debt not owed | Debt was paid | 6 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 4 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 3 |
Where do complaints against LOBEL FINANCIAL CORPORATION come from?
The states where consumers have filed the most CFPB complaints against LOBEL FINANCIAL CORPORATION. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against LOBEL FINANCIAL CORPORATION
Across 18 states with at least one filing
- California
California
64 complaints
- Texas
Texas
30 complaints
- Florida 21
Florida
21 complaints
- Nevada 8
Nevada
8 complaints
- Arizona 6
Arizona
6 complaints
- Georgia 5
Georgia
5 complaints
- Colorado 3
Colorado
3 complaints
- Iowa 2
Iowa
2 complaints
Frequently Asked Questions
What is the most common complaint against LOBEL FINANCIAL CORPORATION? ▼
The most common issue consumers report about LOBEL FINANCIAL CORPORATION is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 149 complaints filed with the CFPB.
Are complaints against LOBEL FINANCIAL CORPORATION increasing or decreasing? ▼
Complaints against LOBEL FINANCIAL CORPORATION are rising. The company received 48 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is LOBEL FINANCIAL CORPORATION's reputation grade? ▼
LOBEL FINANCIAL CORPORATION has a reputation grade of D (score: 58.4/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does LOBEL FINANCIAL CORPORATION respond to consumer complaints? ▼
LOBEL FINANCIAL CORPORATION has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.
In how many states does LOBEL FINANCIAL CORPORATION operate? ▼
LOBEL FINANCIAL CORPORATION has received CFPB complaints from consumers in 18 states, with the most complaints from California (64 complaints).
What can I do if LOBEL FINANCIAL CORPORATION is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If LOBEL FINANCIAL CORPORATION violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |