Total CFPB complaints
2
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 2 complaints
Lexington Consumer Advocacy, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Lexington Consumer Advocacy, LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
1 complaints
- False statements or representation
False statements or representation
1 complaints
F
Grade F · 49.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Lexington Consumer Advocacy, LLC?
Lexington Consumer Advocacy, LLC has accumulated 2 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 100% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by Texas with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 49.8/100 places Lexington Consumer Advocacy, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
1
Distinct state filings
Timely response rate
50%
Within CFPB SLA window
Consumer disputes
100%
After company response
Reputation grade
F
49.8/100 composite
Response-quality profile
How Lexington Consumer Advocacy, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 50.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Lexington Consumer Advocacy, LLC compare to its peers?
Lexington Consumer Adv… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-06 2019-03
Top Consumer Issues
Took or threatened to take negative or legal action1 (%)
False statements or representation1 (%)
Most common issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| False statements or representation | Indicated shouldn't respond to lawsuit | 1 |
Where do complaints against Lexington Consumer Advocacy, LLC come from?
The states where consumers have filed the most CFPB complaints against Lexington Consumer Advocacy, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Lexington Consumer Advocacy, LLC
Across 1 states with at least one filing
- Texas
Texas
1 complaints
Frequently Asked Questions
What is the most common complaint against Lexington Consumer Advocacy, LLC? ▼
The most common issue consumers report about Lexington Consumer Advocacy, LLC is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 2 complaints filed with the CFPB.
Are complaints against Lexington Consumer Advocacy, LLC increasing or decreasing? ▼
Complaints against Lexington Consumer Advocacy, LLC have been stable. The company received 0 complaints in the last 12 months.
What is Lexington Consumer Advocacy, LLC's reputation grade? ▼
Lexington Consumer Advocacy, LLC has a reputation grade of F (score: 49.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Lexington Consumer Advocacy, LLC respond to consumer complaints? ▼
Lexington Consumer Advocacy, LLC has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.
In how many states does Lexington Consumer Advocacy, LLC operate? ▼
Lexington Consumer Advocacy, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Texas (1 complaints).
What can I do if Lexington Consumer Advocacy, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Lexington Consumer Advocacy, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |