Total CFPB complaints
4
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 4 complaints
Lewis & Clark Capital LLC — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Lewis & Clark Capital LLC
- Communication tactics
Communication tactics
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
1 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
B
Grade B · 72.5/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Lewis & Clark Capital LLC?
Lewis & Clark Capital LLC has accumulated 4 total CFPB complaints across 3 states, with 2 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 50.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Texas with 2 and Georgia with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 72.5/100 places Lewis & Clark Capital LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
50.0% of total history
Rising ↑
States active
3
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
72.5/100 composite
Response-quality profile
How Lewis & Clark Capital LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Lewis & Clark Capital LLC compare to its peers?
Lewis & Clark Capital … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-02 2025-12
Top Consumer Issues
Communication tactics2 (%)
Took or threatened to take negative or legal action1 (%)
Attempts to collect debt not owed1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Communication tactics | Called before 8am or after 9pm | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
Where do complaints against Lewis & Clark Capital LLC come from?
The states where consumers have filed the most CFPB complaints against Lewis & Clark Capital LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Lewis & Clark Capital LLC
Across 3 states with at least one filing
- Texas
Texas
2 complaints
- Georgia
Georgia
1 complaints
- Iowa
Iowa
1 complaints
Frequently Asked Questions
What is the most common complaint against Lewis & Clark Capital LLC? ▼
The most common issue consumers report about Lewis & Clark Capital LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 4 complaints filed with the CFPB.
Are complaints against Lewis & Clark Capital LLC increasing or decreasing? ▼
Complaints against Lewis & Clark Capital LLC are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Lewis & Clark Capital LLC's reputation grade? ▼
Lewis & Clark Capital LLC has a reputation grade of B (score: 72.5/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Lewis & Clark Capital LLC respond to consumer complaints? ▼
Lewis & Clark Capital LLC has a 100% timely response rate to CFPB complaints.
In how many states does Lewis & Clark Capital LLC operate? ▼
Lewis & Clark Capital LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (2 complaints).
What can I do if Lewis & Clark Capital LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Lewis & Clark Capital LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |