This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 295 complaints

Lending Club Corp - Debt Collector Complaint Profile

CFPB complaint profile across 37 states, reputation grade D.

Complaints by issue type

What consumers report about Lending Club Corp

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 58.7/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Lending Club Corp ranks ahead of 37% of the 5,283 collectors PlainCollector grades - 63% keep a cleaner CFPB record, on 295 all-time complaints and a 88% timely-response rate.

37th pct
reputation rank of 5,283 graded collectors
295
CFPB complaints, all-time
88%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Lending Club Corp?

Lending Club Corp has accumulated 295 total CFPB complaints across 37 states, with 0 filed in the most recent 12 months against 295 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft". The company posts a 88% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 37 states, led by California with 44 and Florida with 33. Normalized against the full CFPB collector database, the reputation score of 58.7/100 places Lending Club Corp in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

295

mid-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

37

multi-region footprint

Timely response rate

88%

acceptable band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

D

58.7/100 composite

How does Lending Club Corp's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

59 37th percentile higher than 37% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Lending Club Corp versus the debt-collection vertical average.

Timely response within SLA 88.1%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 66.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Lending Club Corp compare to its peers?

How does Lending Club Corp compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Lending Club Corp National average
Complaints (last 12 mo)lower is better
0
57
268
Timely-response ratehigher is better
88%
98%
91%
Consumer-dispute ratelower is better
0%
30%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2014-10

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 153
Communication tactics - 42
Written notification about debt - 39
False statements or representation - 28
Took or threatened to take negative or legal action - 13
Threatened to contact someone or share information improperly - 11
Disclosure verification of debt - 5
Cont'd attempts collect debt not owed - 2
Improper contact or sharing of info - 2

Where do complaints against Lending Club Corp come from?

Lending Club Corp's own per-state count, not a national baseline.

Top states by complaints against Lending Club Corp

Across 37 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Lending Club Corp contacts you

A grade of D signals how Lending Club Corp's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Lending Club Corp and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Lending Club Corp ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Lending Club Corp? ▼

The most common issue consumers report about Lending Club Corp is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 295 complaints filed with the CFPB.

Are complaints against Lending Club Corp increasing or decreasing? ▼

Complaints against Lending Club Corp are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Lending Club Corp's reputation grade? ▼

Lending Club Corp has a reputation grade of D (score: 58.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lending Club Corp respond to consumer complaints? ▼

Lending Club Corp has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Lending Club Corp operate? ▼

Lending Club Corp has received CFPB complaints from consumers in 37 states, with the most complaints from California (44 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.