This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 5 complaints

Lend You Cash, Inc — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Lend You Cash, Inc

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 49.5/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Lend You Cash, Inc?

Lend You Cash, Inc has accumulated 5 total CFPB complaints across 2 states, with 1 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 20.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "You told them to stop contacting you, but they keep trying", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 40% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by Texas with 3 and Missouri with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 49.5/100 places Lend You Cash, Inc in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

5

All-time across CCDB intake

Last 12 months

1

20.0% of total history

Stable →

States active

2

Distinct state filings

Timely response rate

40%

Within CFPB SLA window

Reputation grade

F

49.5/100 composite

Response-quality profile

How Lend You Cash, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 40.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Lend You Cash, Inc compare to its peers?

How does Lend You Cash, Inc compare? Versus a peer and the national average across 60+ high-volume collectors
Lend You Cash, Inc National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
40%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2020-02 2026-02

Top Consumer Issues

Communication tactics1 (%)
Threatened to contact someone or share information improperly2 (%)
Attempts to collect debt not owed1 (%)
Took or threatened to take negative or legal action1 (%)

Most common issue: Communication tactics — You told them to stop contacting you, but they keep trying

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics You told them to stop contacting you, but they keep trying 1
Threatened to contact someone or share information improperly Contacted your employer 1
Attempts to collect debt not owed Debt was result of identity theft 1
Threatened to contact someone or share information improperly Contacted you after you asked them to stop 1
Took or threatened to take negative or legal action Collected or attempted to collect exempt funds 1

Where do complaints against Lend You Cash, Inc come from?

The states where consumers have filed the most CFPB complaints against Lend You Cash, Inc. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Lend You Cash, Inc

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Lend You Cash, Inc?

The most common issue consumers report about Lend You Cash, Inc is "Communication tactics", specifically "You told them to stop contacting you, but they keep trying". This is based on 5 complaints filed with the CFPB.

Are complaints against Lend You Cash, Inc increasing or decreasing?

Complaints against Lend You Cash, Inc have been stable. The company received 1 complaints in the last 12 months.

What is Lend You Cash, Inc's reputation grade?

Lend You Cash, Inc has a reputation grade of F (score: 49.5/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Lend You Cash, Inc respond to consumer complaints?

Lend You Cash, Inc has a 40% timely response rate to CFPB complaints.

In how many states does Lend You Cash, Inc operate?

Lend You Cash, Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Texas (3 complaints).

What can I do if Lend You Cash, Inc is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Lend You Cash, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial