Total CFPB complaints
49
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 49 complaints
Legal Recovery Law Offices, Inc — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Legal Recovery Law Offices, Inc
- Taking/threatening an illegal action
Taking/threatening an illegal action
13 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
10 complaints
- False statements or representation
False statements or representation
8 complaints
- Disclosure verification of debt
Disclosure verification of debt
8 complaints
F
Grade F · 45.9/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Legal Recovery Law Offices, Inc?
Legal Recovery Law Offices, Inc has accumulated 49 total CFPB complaints across 7 states, with 2 filed in the most recent 12 months against 47 historical complaints before that window. The trailing-12-month volume represents 4.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt was paid", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 59% timely-response rate against a 34% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by California with 41 and Texas with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 45.9/100 places Legal Recovery Law Offices, Inc in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
4.1% of total history
Rising ↑
States active
7
Distinct state filings
Timely response rate
59%
Within CFPB SLA window
Consumer disputes
34%
After company response
Reputation grade
F
45.9/100 composite
Response-quality profile
How Legal Recovery Law Offices, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 59.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 68.3%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Legal Recovery Law Offices, Inc compare to its peers?
Legal Recovery Law Off… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-12 2026-01
Top Consumer Issues
Cont'd attempts collect debt not owed10 (%)
False statements or representation8 (%)
Taking/threatening an illegal action13 (%)
Disclosure verification of debt8 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt was paid
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt was paid | 7 |
| False statements or representation | Attempted to collect wrong amount | 6 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 4 |
| Disclosure verification of debt | Right to dispute notice not received | 4 |
| Taking/threatening an illegal action | Seized/Attempted to seize property | 3 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 2 |
| Taking/threatening an illegal action | Sued where didn't live/sign for debt | 2 |
Where do complaints against Legal Recovery Law Offices, Inc come from?
The states where consumers have filed the most CFPB complaints against Legal Recovery Law Offices, Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Legal Recovery Law Offices, Inc
Across 7 states with at least one filing
- California
California
41 complaints
- Texas 3
Texas
3 complaints
- West Virginia 1
West Virginia
1 complaints
- Louisiana 1
Louisiana
1 complaints
- Michigan 1
Michigan
1 complaints
- Ohio 1
Ohio
1 complaints
- North Carolina 1
North Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against Legal Recovery Law Offices, Inc? ▼
The most common issue consumers report about Legal Recovery Law Offices, Inc is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 49 complaints filed with the CFPB.
Are complaints against Legal Recovery Law Offices, Inc increasing or decreasing? ▼
Complaints against Legal Recovery Law Offices, Inc are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Legal Recovery Law Offices, Inc's reputation grade? ▼
Legal Recovery Law Offices, Inc has a reputation grade of F (score: 45.9/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Legal Recovery Law Offices, Inc respond to consumer complaints? ▼
Legal Recovery Law Offices, Inc has a 59% timely response rate to CFPB complaints. Consumers disputed the company's response in 34% of cases.
In how many states does Legal Recovery Law Offices, Inc operate? ▼
Legal Recovery Law Offices, Inc has received CFPB complaints from consumers in 7 states, with the most complaints from California (41 complaints).
What can I do if Legal Recovery Law Offices, Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Legal Recovery Law Offices, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |