This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade B 62 complaints

LD Holdings Group, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade B.

Complaints by issue type

What consumers report about LD Holdings Group, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

B

Grade B · 68.2/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of B: LD Holdings Group, LLC ranks ahead of 65% of the 5,283 collectors PlainCollector grades - 35% keep a cleaner CFPB record, on 62 all-time complaints and a 100% timely-response rate.

65th pct
reputation rank of 5,283 graded collectors
62
CFPB complaints, all-time
100%
answered inside the CFPB window
14
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about LD Holdings Group, LLC?

LD Holdings Group, LLC has accumulated 62 total CFPB complaints across 25 states, with 14 filed in the most recent 12 months against 48 historical complaints before that window. The trailing-12-month volume represents 22.6% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 25 states, led by Florida with 8 and California with 7. Normalized against the full CFPB collector database, the reputation score of 68.2/100 places LD Holdings Group, LLC in grade band B.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

62

low-volume (CCDB)

Last 12 months

14

22.6% of all-time complaints

Stable →

States active

25

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

B

68.2/100 composite

How does LD Holdings Group, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

68 65th percentile higher than 65% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

LD Holdings Group, LLC versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 44.6%

Share of US states + territories with at least one filed complaint against this collector.

How does LD Holdings Group, LLC compare to its peers?

How does LD Holdings Group, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
LD Holdings Group, LLC National average
Complaints (last 12 mo)lower is better
14
31
268
Timely-response ratehigher is better
100%
76%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 23
Took or threatened to take negative or legal action - 13
Written notification about debt - 9
Communication tactics - 9
False statements or representation - 6
Cont'd attempts collect debt not owed - 1
Disclosure verification of debt - 1

Where do complaints against LD Holdings Group, LLC come from?

LD Holdings Group, LLC's own per-state count, not a national baseline.

Top states by complaints against LD Holdings Group, LLC

Across 25 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if LD Holdings Group, LLC contacts you

A grade of B signals how LD Holdings Group, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really LD Holdings Group, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how LD Holdings Group, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against LD Holdings Group, LLC? ▼

The most common issue consumers report about LD Holdings Group, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 62 complaints filed with the CFPB.

Are complaints against LD Holdings Group, LLC increasing or decreasing? ▼

Complaints against LD Holdings Group, LLC have been stable. The company received 14 complaints in the last 12 months.

What is LD Holdings Group, LLC's reputation grade? ▼

LD Holdings Group, LLC has a reputation grade of B (score: 68.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does LD Holdings Group, LLC respond to consumer complaints? ▼

LD Holdings Group, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does LD Holdings Group, LLC operate? ▼

LD Holdings Group, LLC has received CFPB complaints from consumers in 25 states, with the most complaints from Florida (8 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.