Total CFPB complaints
55
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 55 complaints
LD Holdings Group, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 24 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about LD Holdings Group, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
20 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
10 complaints
- Communication tactics
Communication tactics
8 complaints
- Written notification about debt 6
Written notification about debt
6 complaints
- False statements or representation 4
False statements or representation
4 complaints
- Didn't provide services promised 1
Didn't provide services promised
1 complaints
B
Grade B · 68.2/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about LD Holdings Group, LLC?
LD Holdings Group, LLC has accumulated 55 total CFPB complaints across 24 states, with 7 filed in the most recent 12 months against 48 historical complaints before that window. The trailing-12-month volume represents 12.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 24 states, led by California with 7 and Arizona with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 68.2/100 places LD Holdings Group, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
7
12.7% of total history
Rising ↑
States active
24
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
B
68.2/100 composite
Response-quality profile
How LD Holdings Group, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 42.9%
Share of US states + territories with at least one filed complaint against this collector.
How does LD Holdings Group, LLC compare to its peers?
LD Holdings Group, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-01 2026-02
Top Consumer Issues
Attempts to collect debt not owed20 (%)
Took or threatened to take negative or legal action10 (%)
Communication tactics8 (%)
Written notification about debt6 (%)
False statements or representation4 (%)
Didn't provide services promised1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 10 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 10 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Communication tactics | Frequent or repeated calls | 6 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 2 |
| Didn't provide services promised | — | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
Where do complaints against LD Holdings Group, LLC come from?
The states where consumers have filed the most CFPB complaints against LD Holdings Group, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against LD Holdings Group, LLC
Across 24 states with at least one filing
- California
California
7 complaints
- Arizona
Arizona
6 complaints
- Florida
Florida
5 complaints
- New York
New York
5 complaints
- Texas
Texas
4 complaints
- Tennessee
Tennessee
3 complaints
- Virginia
Virginia
3 complaints
- Illinois 2
Illinois
2 complaints
Frequently Asked Questions
What is the most common complaint against LD Holdings Group, LLC? ▼
The most common issue consumers report about LD Holdings Group, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 55 complaints filed with the CFPB.
Are complaints against LD Holdings Group, LLC increasing or decreasing? ▼
Complaints against LD Holdings Group, LLC are rising. The company received 7 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is LD Holdings Group, LLC's reputation grade? ▼
LD Holdings Group, LLC has a reputation grade of B (score: 68.2/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does LD Holdings Group, LLC respond to consumer complaints? ▼
LD Holdings Group, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does LD Holdings Group, LLC operate? ▼
LD Holdings Group, LLC has received CFPB complaints from consumers in 24 states, with the most complaints from California (7 complaints).
What can I do if LD Holdings Group, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If LD Holdings Group, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |