Total CFPB complaints
11
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 11 complaints
LCI Acquisition Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about LCI Acquisition Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
5 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- False statements or representation
False statements or representation
3 complaints
C
Grade C · 64.9/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about LCI Acquisition Inc.?
LCI Acquisition Inc. has accumulated 11 total CFPB complaints across 9 states, with 10 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 90.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was already discharged in bankruptcy and is no longer owed", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 9 states, led by Florida with 2 and Maryland with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.9/100 places LCI Acquisition Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
10
90.9% of total history
Rising ↑
States active
9
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
64.9/100 composite
Response-quality profile
How LCI Acquisition Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 16.1%
Share of US states + territories with at least one filed complaint against this collector.
How does LCI Acquisition Inc. compare to its peers?
LCI Acquisition Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-09 2026-03
Top Consumer Issues
Attempts to collect debt not owed5 (%)
Took or threatened to take negative or legal action3 (%)
False statements or representation3 (%)
Most common issue: Attempts to collect debt not owed — Debt was already discharged in bankruptcy and is no longer owed
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| False statements or representation | Indicated you were committing crime by not paying debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against LCI Acquisition Inc. come from?
The states where consumers have filed the most CFPB complaints against LCI Acquisition Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against LCI Acquisition Inc.
Across 9 states with at least one filing
- Florida
Florida
2 complaints
- Maryland
Maryland
2 complaints
- California
California
1 complaints
- New Jersey
New Jersey
1 complaints
- Texas
Texas
1 complaints
- District of Columbia
District of Columbia
1 complaints
- Mississippi
Mississippi
1 complaints
- Kentucky
Kentucky
1 complaints
Frequently Asked Questions
What is the most common complaint against LCI Acquisition Inc.? ▼
The most common issue consumers report about LCI Acquisition Inc. is "Attempts to collect debt not owed", specifically "Debt was already discharged in bankruptcy and is no longer owed". This is based on 11 complaints filed with the CFPB.
Are complaints against LCI Acquisition Inc. increasing or decreasing? ▼
Complaints against LCI Acquisition Inc. are rising. The company received 10 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is LCI Acquisition Inc.'s reputation grade? ▼
LCI Acquisition Inc. has a reputation grade of C (score: 64.9/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does LCI Acquisition Inc. respond to consumer complaints? ▼
LCI Acquisition Inc. has a 100% timely response rate to CFPB complaints.
In how many states does LCI Acquisition Inc. operate? ▼
LCI Acquisition Inc. has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (2 complaints).
What can I do if LCI Acquisition Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If LCI Acquisition Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |