This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 62 complaints

Law Offices of Timothy M. Sullivan - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade D.

Complaints by issue type

What consumers report about Law Offices of Timothy M. Sullivan

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.9/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Law Offices of Timothy M. Sullivan ranks ahead of 35% of the 5,283 collectors PlainCollector grades - 65% keep a cleaner CFPB record, on 62 all-time complaints and a 90% timely-response rate.

35th pct
reputation rank of 5,283 graded collectors
62
CFPB complaints, all-time
90%
answered inside the CFPB window
28
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Law Offices of Timothy M. Sullivan?

Law Offices of Timothy M. Sullivan has accumulated 62 total CFPB complaints across 20 states, with 28 filed in the most recent 12 months against 34 historical complaints before that window. The trailing-12-month volume represents 45.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 90% timely-response rate against a 29% consumer-dispute-after-response rate.

Complaints have been recorded across 20 states, led by Ohio with 14 and Texas with 11. Normalized against the full CFPB collector database, the reputation score of 57.9/100 places Law Offices of Timothy M. Sullivan in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

62

low-volume (CCDB)

Last 12 months

28

45.2% of all-time complaints

Rising ↑

States active

20

multi-region footprint

Timely response rate

90%

good band

Consumer disputes

29%

elevated (vertical avg ~19%)

Reputation grade

D

57.9/100 composite

How does Law Offices of Timothy M. Sullivan's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

58 35th percentile higher than 35% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Law Offices of Timothy M. Sullivan versus the debt-collection vertical average.

Timely response within SLA 90.4%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 28.6%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 35.7%

Share of US states + territories with at least one filed complaint against this collector.

How does Law Offices of Timothy M. Sullivan compare to its peers?

How does Law Offices of Timothy M. Sullivan compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Law Offices of Timothy… National average
Complaints (last 12 mo)lower is better
28
14
268
Timely-response ratehigher is better
90%
100%
91%
Consumer-dispute ratelower is better
29%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-06 2023-12

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 25
False statements or representation - 14
Took or threatened to take negative or legal action - 9
Written notification about debt - 5
Communication tactics - 3
Cont'd attempts collect debt not owed - 3
Disclosure verification of debt - 2
Threatened to contact someone or share information improperly - 1

Where do complaints against Law Offices of Timothy M. Sullivan come from?

Law Offices of Timothy M. Sullivan's own per-state count, not a national baseline.

Top states by complaints against Law Offices of Timothy M. Sullivan

Across 20 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Law Offices of Timothy M. Sullivan contacts you

A grade of D signals how Law Offices of Timothy M. Sullivan's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Law Offices of Timothy M. Sullivan and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Law Offices of Timothy M. Sullivan ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Law Offices of Timothy M. Sullivan? ▼

The most common issue consumers report about Law Offices of Timothy M. Sullivan is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 62 complaints filed with the CFPB.

Are complaints against Law Offices of Timothy M. Sullivan increasing or decreasing? ▼

Complaints against Law Offices of Timothy M. Sullivan are rising. The company received 28 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Law Offices of Timothy M. Sullivan's reputation grade? ▼

Law Offices of Timothy M. Sullivan has a reputation grade of D (score: 57.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Law Offices of Timothy M. Sullivan respond to consumer complaints? ▼

Law Offices of Timothy M. Sullivan has a 90% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Law Offices of Timothy M. Sullivan operate? ▼

Law Offices of Timothy M. Sullivan has received CFPB complaints from consumers in 20 states, with the most complaints from Ohio (14 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.