Total CFPB complaints
52
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 52 complaints
Law Offices of Timothy M. Sullivan — Debt Collector Complaint Profile
CFPB complaint profile across 18 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Law Offices of Timothy M. Sullivan
- Attempts to collect debt not owed
Attempts to collect debt not owed
22 complaints
- False statements or representation
False statements or representation
10 complaints
- Took or threatened to take negative or legal action 4
Took or threatened to take negative or legal action
4 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
- Cont'd attempts collect debt not owed 2
Cont'd attempts collect debt not owed
2 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
D
Grade D · 57.9/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Law Offices of Timothy M. Sullivan?
Law Offices of Timothy M. Sullivan has accumulated 52 total CFPB complaints across 18 states, with 19 filed in the most recent 12 months against 33 historical complaints before that window. The trailing-12-month volume represents 36.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 90% timely-response rate against a 29% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 18 states, led by Ohio with 14 and Texas with 11, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.9/100 places Law Offices of Timothy M. Sullivan in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
19
36.5% of total history
Rising ↑
States active
18
Distinct state filings
Timely response rate
90%
Within CFPB SLA window
Consumer disputes
29%
After company response
Reputation grade
D
57.9/100 composite
Response-quality profile
How Law Offices of Timothy M. Sullivan performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 90.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 57.1%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 32.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Law Offices of Timothy M. Sullivan compare to its peers?
Law Offices of Timothy… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-09 2026-03
Top Consumer Issues
Attempts to collect debt not owed22 (%)
False statements or representation10 (%)
Written notification about debt3 (%)
Cont'd attempts collect debt not owed2 (%)
Took or threatened to take negative or legal action4 (%)
Disclosure verification of debt2 (%)
Communication tactics1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 11 |
| False statements or representation | Attempted to collect wrong amount | 10 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 6 |
| Attempts to collect debt not owed | Debt was result of identity theft | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Communication tactics | Threatened to take legal action | 1 |
Where do complaints against Law Offices of Timothy M. Sullivan come from?
The states where consumers have filed the most CFPB complaints against Law Offices of Timothy M. Sullivan. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Law Offices of Timothy M. Sullivan
Across 18 states with at least one filing
- Ohio
Ohio
14 complaints
- Texas
Texas
11 complaints
- Tennessee 3
Tennessee
3 complaints
- Maryland 3
Maryland
3 complaints
- Georgia 3
Georgia
3 complaints
- Florida 3
Florida
3 complaints
- Louisiana 2
Louisiana
2 complaints
- Pennsylvania 2
Pennsylvania
2 complaints
Frequently Asked Questions
What is the most common complaint against Law Offices of Timothy M. Sullivan? ▼
The most common issue consumers report about Law Offices of Timothy M. Sullivan is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 52 complaints filed with the CFPB.
Are complaints against Law Offices of Timothy M. Sullivan increasing or decreasing? ▼
Complaints against Law Offices of Timothy M. Sullivan are rising. The company received 19 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Law Offices of Timothy M. Sullivan's reputation grade? ▼
Law Offices of Timothy M. Sullivan has a reputation grade of D (score: 57.9/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Law Offices of Timothy M. Sullivan respond to consumer complaints? ▼
Law Offices of Timothy M. Sullivan has a 90% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.
In how many states does Law Offices of Timothy M. Sullivan operate? ▼
Law Offices of Timothy M. Sullivan has received CFPB complaints from consumers in 18 states, with the most complaints from Ohio (14 complaints).
What can I do if Law Offices of Timothy M. Sullivan is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Law Offices of Timothy M. Sullivan violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |