This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 158 complaints

Law Offices of Robert J. Colclough, III - Debt Collector Complaint Profile

CFPB complaint profile across 22 states, reputation grade F.

Complaints by issue type

What consumers report about Law Offices of Robert J. Colclough, III

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 52.0/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Law Offices of Robert J. Colclough, III ranks ahead of 19% of the 5,283 collectors PlainCollector grades - 81% keep a cleaner CFPB record, on 158 all-time complaints and a 70% timely-response rate.

19th pct
reputation rank of 5,283 graded collectors
158
CFPB complaints, all-time
70%
answered inside the CFPB window
23
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Law Offices of Robert J. Colclough, III?

Law Offices of Robert J. Colclough, III has accumulated 158 total CFPB complaints across 22 states, with 23 filed in the most recent 12 months against 135 historical complaints before that window. The trailing-12-month volume represents 14.6% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 70% timely-response rate against a 9% consumer-dispute-after-response rate.

Complaints have been recorded across 22 states, led by California with 107 and New York with 8. Normalized against the full CFPB collector database, the reputation score of 52.0/100 places Law Offices of Robert J. Colclough, III in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

158

mid-volume (CCDB)

Last 12 months

23

14.6% of all-time complaints

Falling ↓

States active

22

multi-region footprint

Timely response rate

70%

below sla band

Consumer disputes

9%

low (vertical avg ~19%)

Reputation grade

F

52.0/100 composite

How does Law Offices of Robert J. Colclough, III's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

52 Bottom 19% higher than 19% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Law Offices of Robert J. Colclough, III versus the debt-collection vertical average.

Timely response within SLA 70.2%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 9.1%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 39.3%

Share of US states + territories with at least one filed complaint against this collector.

How does Law Offices of Robert J. Colclough, III compare to its peers?

How does Law Offices of Robert J. Colclough, III compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Law Offices of Robert … National average
Complaints (last 12 mo)lower is better
23
49
268
Timely-response ratehigher is better
70%
99%
91%
Consumer-dispute ratelower is better
9%
24%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 64
Written notification about debt - 25
False statements or representation - 22
Took or threatened to take negative or legal action - 16
Cont'd attempts collect debt not owed - 11
Disclosure verification of debt - 8
Communication tactics - 7
Taking/threatening an illegal action - 3
Improper contact or sharing of info - 2

Where do complaints against Law Offices of Robert J. Colclough, III come from?

Law Offices of Robert J. Colclough, III's own per-state count, not a national baseline.

Top states by complaints against Law Offices of Robert J. Colclough, III

Across 22 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Law Offices of Robert J. Colclough, III contacts you

A grade of F signals how Law Offices of Robert J. Colclough, III's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Law Offices of Robert J. Colclough, III and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Law Offices of Robert J. Colclough, III ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Law Offices of Robert J. Colclough, III? ▼

The most common issue consumers report about Law Offices of Robert J. Colclough, III is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 158 complaints filed with the CFPB.

Are complaints against Law Offices of Robert J. Colclough, III increasing or decreasing? ▼

Complaints against Law Offices of Robert J. Colclough, III are falling. The company received 23 complaints in the last 12 months, showing improvement over prior periods.

What is Law Offices of Robert J. Colclough, III's reputation grade? ▼

Law Offices of Robert J. Colclough, III has a reputation grade of F (score: 52.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Law Offices of Robert J. Colclough, III respond to consumer complaints? ▼

Law Offices of Robert J. Colclough, III has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Law Offices of Robert J. Colclough, III operate? ▼

Law Offices of Robert J. Colclough, III has received CFPB complaints from consumers in 22 states, with the most complaints from California (107 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.