Total CFPB complaints
151
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 151 complaints
Law Offices of Robert J. Colclough, III — Debt Collector Complaint Profile
CFPB complaint profile across 22 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Law Offices of Robert J. Colclough, III
- Attempts to collect debt not owed
Attempts to collect debt not owed
57 complaints
- Written notification about debt 22
Written notification about debt
22 complaints
- False statements or representation 18
False statements or representation
18 complaints
- Cont'd attempts collect debt not owed 9
Cont'd attempts collect debt not owed
9 complaints
- Took or threatened to take negative or legal action 6
Took or threatened to take negative or legal action
6 complaints
- Disclosure verification of debt 6
Disclosure verification of debt
6 complaints
F
Grade F · 52.0/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Law Offices of Robert J. Colclough, III?
Law Offices of Robert J. Colclough, III has accumulated 151 total CFPB complaints across 22 states, with 21 filed in the most recent 12 months against 130 historical complaints before that window. The trailing-12-month volume represents 13.9% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 70% timely-response rate against a 9% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 22 states, led by California with 103 and New York with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.0/100 places Law Offices of Robert J. Colclough, III in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
21
13.9% of total history
Stable →
States active
22
Distinct state filings
Timely response rate
70%
Within CFPB SLA window
Consumer disputes
9%
After company response
Reputation grade
F
52.0/100 composite
Response-quality profile
How Law Offices of Robert J. Colclough, III performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 70.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 18.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 39.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Law Offices of Robert J. Colclough, III compare to its peers?
Law Offices of Robert … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-12 2026-01
Top Consumer Issues
Attempts to collect debt not owed57 (%)
False statements or representation18 (%)
Written notification about debt22 (%)
Cont'd attempts collect debt not owed9 (%)
Took or threatened to take negative or legal action6 (%)
Disclosure verification of debt6 (%)
Communication tactics4 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 30 |
| False statements or representation | Attempted to collect wrong amount | 18 |
| Written notification about debt | Didn't receive enough information to verify debt | 16 |
| Attempts to collect debt not owed | Debt was result of identity theft | 14 |
| Attempts to collect debt not owed | Debt was paid | 13 |
| Cont'd attempts collect debt not owed | Debt is not mine | 9 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 6 |
| Disclosure verification of debt | Not given enough info to verify debt | 6 |
| Written notification about debt | Didn't receive notice of right to dispute | 6 |
| Communication tactics | Threatened to take legal action | 4 |
Where do complaints against Law Offices of Robert J. Colclough, III come from?
The states where consumers have filed the most CFPB complaints against Law Offices of Robert J. Colclough, III. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Law Offices of Robert J. Colclough, III
Across 22 states with at least one filing
- California
California
103 complaints
- New York 7
New York
7 complaints
- Florida 5
Florida
5 complaints
- New Jersey 5
New Jersey
5 complaints
- Nevada 4
Nevada
4 complaints
- Texas 4
Texas
4 complaints
- Georgia 3
Georgia
3 complaints
- Michigan 2
Michigan
2 complaints
Frequently Asked Questions
What is the most common complaint against Law Offices of Robert J. Colclough, III? ▼
The most common issue consumers report about Law Offices of Robert J. Colclough, III is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 151 complaints filed with the CFPB.
Are complaints against Law Offices of Robert J. Colclough, III increasing or decreasing? ▼
Complaints against Law Offices of Robert J. Colclough, III have been stable. The company received 21 complaints in the last 12 months.
What is Law Offices of Robert J. Colclough, III's reputation grade? ▼
Law Offices of Robert J. Colclough, III has a reputation grade of F (score: 52.0/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Law Offices of Robert J. Colclough, III respond to consumer complaints? ▼
Law Offices of Robert J. Colclough, III has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.
In how many states does Law Offices of Robert J. Colclough, III operate? ▼
Law Offices of Robert J. Colclough, III has received CFPB complaints from consumers in 22 states, with the most complaints from California (103 complaints).
What can I do if Law Offices of Robert J. Colclough, III is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Law Offices of Robert J. Colclough, III violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |