Total CFPB complaints
19
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 19 complaints
Law Offices of Palmer, Reifler & Associates, P.A. — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Law Offices of Palmer, Reifler & Associates, P.A.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
10 complaints
- Communication tactics
Communication tactics
4 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
C
Grade C · 62.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Law Offices of Palmer, Reifler & Associates, P.A.?
Law Offices of Palmer, Reifler & Associates, P.A. has accumulated 19 total CFPB complaints across 13 states, with 0 filed in the most recent 12 months against 19 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 79% timely-response rate against a 19% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by Texas with 4 and Virginia with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.1/100 places Law Offices of Palmer, Reifler & Associates, P.A. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
13
Distinct state filings
Timely response rate
79%
Within CFPB SLA window
Consumer disputes
19%
After company response
Reputation grade
C
62.1/100 composite
Response-quality profile
How Law Offices of Palmer, Reifler & Associates, P.A. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 78.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 37.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Law Offices of Palmer, Reifler & Associates, P.A. compare to its peers?
Law Offices of Palmer,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-12 2022-11
Top Consumer Issues
Cont'd attempts collect debt not owed10 (%)
Communication tactics4 (%)
False statements or representation2 (%)
Disclosure verification of debt1 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 7 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Communication tactics | Threatened to take legal action | 1 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 1 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 1 |
Where do complaints against Law Offices of Palmer, Reifler & Associates, P.A. come from?
The states where consumers have filed the most CFPB complaints against Law Offices of Palmer, Reifler & Associates, P.A.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Law Offices of Palmer, Reifler & Associates, P.A.
Across 13 states with at least one filing
- Texas
Texas
4 complaints
- Virginia
Virginia
2 complaints
- Arizona
Arizona
2 complaints
- California
California
2 complaints
- Hawaii 1
Hawaii
1 complaints
- Ohio 1
Ohio
1 complaints
- Alabama 1
Alabama
1 complaints
- Missouri 1
Missouri
1 complaints
Frequently Asked Questions
What is the most common complaint against Law Offices of Palmer, Reifler & Associates, P.A.? ▼
The most common issue consumers report about Law Offices of Palmer, Reifler & Associates, P.A. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 19 complaints filed with the CFPB.
Are complaints against Law Offices of Palmer, Reifler & Associates, P.A. increasing or decreasing? ▼
Complaints against Law Offices of Palmer, Reifler & Associates, P.A. have been stable. The company received 0 complaints in the last 12 months.
What is Law Offices of Palmer, Reifler & Associates, P.A.'s reputation grade? ▼
Law Offices of Palmer, Reifler & Associates, P.A. has a reputation grade of C (score: 62.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Law Offices of Palmer, Reifler & Associates, P.A. respond to consumer complaints? ▼
Law Offices of Palmer, Reifler & Associates, P.A. has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 19% of cases.
In how many states does Law Offices of Palmer, Reifler & Associates, P.A. operate? ▼
Law Offices of Palmer, Reifler & Associates, P.A. has received CFPB complaints from consumers in 13 states, with the most complaints from Texas (4 complaints).
What can I do if Law Offices of Palmer, Reifler & Associates, P.A. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Law Offices of Palmer, Reifler & Associates, P.A. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |