Total CFPB complaints
10
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 10 complaints
Law Offices of Goldsmith & Hull A.P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Law Offices of Goldsmith & Hull A.P.C.
- Disclosure verification of debt
Disclosure verification of debt
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- Written notification about debt
Written notification about debt
2 complaints
- Communication tactics
Communication tactics
2 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
C
Grade C · 63.0/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Law Offices of Goldsmith & Hull A.P.C.?
Law Offices of Goldsmith & Hull A.P.C. has accumulated 10 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Not given enough info to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 70% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by California with 8 and Texas with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.0/100 places Law Offices of Goldsmith & Hull A.P.C. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
2
Distinct state filings
Timely response rate
70%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
C
63.0/100 composite
Response-quality profile
How Law Offices of Goldsmith & Hull A.P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 70.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Law Offices of Goldsmith & Hull A.P.C. compare to its peers?
Law Offices of Goldsmi… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-03 2025-02
Top Consumer Issues
Disclosure verification of debt3 (%)
Attempts to collect debt not owed2 (%)
Taking/threatening an illegal action1 (%)
Written notification about debt2 (%)
Communication tactics2 (%)
Most common issue: Disclosure verification of debt — Not given enough info to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Communication tactics | Threatened to take legal action | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
Where do complaints against Law Offices of Goldsmith & Hull A.P.C. come from?
The states where consumers have filed the most CFPB complaints against Law Offices of Goldsmith & Hull A.P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Law Offices of Goldsmith & Hull A.P.C.
Across 2 states with at least one filing
- California
California
8 complaints
- Texas 1
Texas
1 complaints
Frequently Asked Questions
What is the most common complaint against Law Offices of Goldsmith & Hull A.P.C.? ▼
The most common issue consumers report about Law Offices of Goldsmith & Hull A.P.C. is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 10 complaints filed with the CFPB.
Are complaints against Law Offices of Goldsmith & Hull A.P.C. increasing or decreasing? ▼
Complaints against Law Offices of Goldsmith & Hull A.P.C. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Law Offices of Goldsmith & Hull A.P.C.'s reputation grade? ▼
Law Offices of Goldsmith & Hull A.P.C. has a reputation grade of C (score: 63.0/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Law Offices of Goldsmith & Hull A.P.C. respond to consumer complaints? ▼
Law Offices of Goldsmith & Hull A.P.C. has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Law Offices of Goldsmith & Hull A.P.C. operate? ▼
Law Offices of Goldsmith & Hull A.P.C. has received CFPB complaints from consumers in 2 states, with the most complaints from California (8 complaints).
What can I do if Law Offices of Goldsmith & Hull A.P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Law Offices of Goldsmith & Hull A.P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |