This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

Latham Keele Lehman Ratcliff Carter & Clarke, PC — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Latham Keele Lehman Ratcliff Carter & Clarke, PC

complaints
Source CFPB Consumer Complaint Database
A

Grade A · 82.2/100 composite

This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

What do CFPB complaints reveal about Latham Keele Lehman Ratcliff Carter & Clarke, PC?

Latham Keele Lehman Ratcliff Carter & Clarke, PC has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Oklahoma with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 82.2/100 places Latham Keele Lehman Ratcliff Carter & Clarke, PC in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Falling ↓

States active

1

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Reputation grade

A

82.2/100 composite

Response-quality profile

How Latham Keele Lehman Ratcliff Carter & Clarke, PC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Latham Keele Lehman Ratcliff Carter & Clarke, PC compare to its peers?

How does Latham Keele Lehman Ratcliff Carter & Clarke, PC compare? Versus a peer and the national average across 60+ high-volume collectors
Latham Keele Lehman Ra… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2025-03 2025-03

Top Consumer Issues

False statements or representation1 (%)

Most common issue: False statements or representation — Attempted to collect wrong amount

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation Attempted to collect wrong amount 1

Where do complaints against Latham Keele Lehman Ratcliff Carter & Clarke, PC come from?

The states where consumers have filed the most CFPB complaints against Latham Keele Lehman Ratcliff Carter & Clarke, PC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Latham Keele Lehman Ratcliff Carter & Clarke, PC

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Latham Keele Lehman Ratcliff Carter & Clarke, PC?

The most common issue consumers report about Latham Keele Lehman Ratcliff Carter & Clarke, PC is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 1 complaints filed with the CFPB.

Are complaints against Latham Keele Lehman Ratcliff Carter & Clarke, PC increasing or decreasing?

Complaints against Latham Keele Lehman Ratcliff Carter & Clarke, PC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Latham Keele Lehman Ratcliff Carter & Clarke, PC's reputation grade?

Latham Keele Lehman Ratcliff Carter & Clarke, PC has a reputation grade of A (score: 82.2/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

Does Latham Keele Lehman Ratcliff Carter & Clarke, PC respond to consumer complaints?

Latham Keele Lehman Ratcliff Carter & Clarke, PC has a 100% timely response rate to CFPB complaints.

In how many states does Latham Keele Lehman Ratcliff Carter & Clarke, PC operate?

Latham Keele Lehman Ratcliff Carter & Clarke, PC has received CFPB complaints from consumers in 1 states, with the most complaints from Oklahoma (1 complaints).

What can I do if Latham Keele Lehman Ratcliff Carter & Clarke, PC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Latham Keele Lehman Ratcliff Carter & Clarke, PC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial