Total CFPB complaints
13
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 13 complaints
Larsen & Associates, P.L. — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Larsen & Associates, P.L.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
8 complaints
- Attempts to collect debt not owed 2
Attempts to collect debt not owed
2 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- False statements or representation 1
False statements or representation
1 complaints
B
Grade B · 65.8/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Larsen & Associates, P.L.?
Larsen & Associates, P.L. has accumulated 13 total CFPB complaints across 3 states, with 1 filed in the most recent 12 months against 12 historical complaints before that window. The trailing-12-month volume represents 7.7% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Seized or attempted to seize your property", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 69% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Florida with 11 and Nebraska with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.8/100 places Larsen & Associates, P.L. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
7.7% of total history
Falling ↓
States active
3
Distinct state filings
Timely response rate
69%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
B
65.8/100 composite
Response-quality profile
How Larsen & Associates, P.L. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 69.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Larsen & Associates, P.L. compare to its peers?
Larsen & Associates, P… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-03 2025-06
Top Consumer Issues
Took or threatened to take negative or legal action8 (%)
Attempts to collect debt not owed2 (%)
Disclosure verification of debt1 (%)
Cont'd attempts collect debt not owed1 (%)
False statements or representation1 (%)
Most common issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 6 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against Larsen & Associates, P.L. come from?
The states where consumers have filed the most CFPB complaints against Larsen & Associates, P.L.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Larsen & Associates, P.L.
Across 3 states with at least one filing
- Florida
Florida
11 complaints
- Nebraska 1
Nebraska
1 complaints
- New Hampshire 1
New Hampshire
1 complaints
Frequently Asked Questions
What is the most common complaint against Larsen & Associates, P.L.? ▼
The most common issue consumers report about Larsen & Associates, P.L. is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 13 complaints filed with the CFPB.
Are complaints against Larsen & Associates, P.L. increasing or decreasing? ▼
Complaints against Larsen & Associates, P.L. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.
What is Larsen & Associates, P.L.'s reputation grade? ▼
Larsen & Associates, P.L. has a reputation grade of B (score: 65.8/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Larsen & Associates, P.L. respond to consumer complaints? ▼
Larsen & Associates, P.L. has a 69% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Larsen & Associates, P.L. operate? ▼
Larsen & Associates, P.L. has received CFPB complaints from consumers in 3 states, with the most complaints from Florida (11 complaints).
What can I do if Larsen & Associates, P.L. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Larsen & Associates, P.L. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |